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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Wisconsin
Updated February 6, 2026
Market Overview
36
Total Lenders
65,281
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $1,966 | +0.178% | 1,883 | |
2 | FIRST COLONY MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $1,541 | +0.334% | 815 | |
3 | A + MORTGAGE SERVICES, INC. | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,425 | +0.302% | 480 | |
4 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,897 | +0.317% | 741 | |
5 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,965 | +0.206% | 709 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,124 | +0.398% | 439 | |
7 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,622 | +0.002% | 376 | |
8 | GUARANTEED RATE AFFINITY, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,106 | +0.328% | 189 | |
9 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,739 | +0.711% | 400 | |
10 | WISCONSIN MORTGAGE CORPORATION | Exceptional | Strong | Sound | Strong | Exceptional | $938 | +0.155% | 387 | |
11 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,911 | +0.391% | 254 | |
12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,528 | +0.369% | 226 | |
13 | TOWNE MORTGAGE COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,677 | +0.674% | 132 | |
14 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,935 | +0.431% | 3,338 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,416 | +0.402% | 2,513 | |
16 | THOMPSON KANE & COMPANY, INC | Strong | Sound | Strong | Strong | Exceptional | $1,872 | +0.347% | 796 | |
17 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $1,654 | +0.294% | 614 | |
18 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,095 | +0.441% | 543 | |
19 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $1,645 | +0.575% | 324 | |
20 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,061 | +0.308% | 260 | |
21 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,005 | +0.301% | 215 | |
22 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,582 | +0.423% | 1,860 | |
23 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,360 | +0.580% | 1,170 | |
24 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,120 | +0.566% | 974 | |
25 | Servion, Inc. | Strong | Sound | Strong | Strong | Strong | $1,276 | +0.363% | 264 | |
26 | Nations Lending Corporation | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $1,930 | +0.461% | 626 | |
27 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $4,068 | +0.521% | 364 | |
28 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,197 | +0.634% | 336 | |
29 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,389 | +0.377% | 321 | |
30 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,881 | +0.347% | 176 | |
31 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,891 | +0.465% | 149 | |
32 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $4,035 | +0.638% | 464 | |
33 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Strong | Strong | $4,249 | +0.510% | 352 | |
34 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,093 | +0.689% | 259 | |
35 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,495 | +0.705% | 339 | |
36 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | Strong | $3,681 | +0.744% | 171 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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