Safe Rate Rankings

Best Mortgage Company Lenders in Akron

Updated February 5, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders36

Total Loans5,343

Median Rate Spread0.51%

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Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Exceptional	$2,447Fees	0.279%Above	259
2	RUOFF MORTGAGE COMPANY, INC.Independent Mortgage Company	Strong	Sound	Strong	Exceptional	$2,189Fees	0.392%Above	239
3	ROCKET MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	$3,596Fees	0.482%Above	763
4	FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	$2,573Fees	0.412%Above	358
5	GUARANTEED RATE, INC.Independent Mortgage Company	Strong	Sound	Strong	Strong	$2,444Fees	0.277%Above	126
6	WEST PENN FINANCIAL SERVICE CENTER, INC.Independent Mortgage Company	Strong	Sound	Strong	Strong	$2,300Fees	0.418%Above	42
7	CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Strong	Exceptional	$3,564Fees	0.710%Above	987
8	HOWARD HANNA FINANCIAL SERVICES, INC.Independent Mortgage Company	Strong	Acceptable	Strong	Exceptional	$2,390Fees	0.304%Above	267
9	UNION HOME MORTGAGE CORP.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	$3,830Fees	0.835%Above	173
10	Synergy One Lending, Inc.Independent Mortgage Company	Strong	Acceptable	Strong	Exceptional	$3,095Fees	0.554%Above	172
11	Nations Lending CorporationIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	$3,066Fees	0.429%Above	91
12	FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Sound	Strong	Sound	$2,177Fees	0.278%Above	50
13	PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company	Strong	Sound	Strong	Sound	$1,160Fees	0.012%Above	44
14	LOANDEPOT.COM, LLCIndependent Mortgage Company	Strong	Sound	Strong	Sound	$2,916Fees	0.685%Above	41
15	Mortgage Research Center, LLCIndependent Mortgage Company	Strong	Acceptable	Strong	Strong	$708Credit	0.514%Above	145
16	UNION CAPITAL MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Strong	Strong	$2,315Fees	0.430%Above	67
17	NFM, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Sound	$3,404Fees	0.739%Above	47
18	MUTUAL OF OMAHA MORTGAGE, INC.Independent Mortgage Company	Strong	Sound	Sound	Sound	$2,446Fees	0.493%Above	43
19	GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	$2,923Fees	0.690%Above	36
20	GoodLeap, LLCIndependent Mortgage Company	Strong	Sound	Sound	Sound	$3,931Fees	0.414%Above	25
21	PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	$2,911Fees	0.681%Above	22
22	NATIONSTAR MORTGAGE LLCIndependent Mortgage Company	Sound	Acceptable	Strong	Sound	$3,251Fees	0.579%Above	50
23	ZILLOW HOME LOANS, LLCIndependent Mortgage Company	Sound	Acceptable	Strong	Sound	$2,328Fees	0.892%Above	26
24	GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATIONIndependent Mortgage Company	Sound	Acceptable	Strong	Sound	$4,131Fees	0.915%Above	24
25	LOWER, LLCIndependent Mortgage Company	Sound	Acceptable	Strong	Sound	$1,797Fees	0.409%Above	22
26	POLARIS HOME FUNDING CORP.Independent Mortgage Company	Sound	Mediocre	Strong	Strong	$3,997Fees	0.744%Above	78
27	NEWREZ LLCIndependent Mortgage Company	Sound	Acceptable	Sound	Sound	$2,301Fees	0.632%Above	49
28	NEW AMERICAN FUNDING, LLCIndependent Mortgage Company	Sound	Acceptable	Sound	Sound	$3,229Fees	0.808%Above	38
29	GVC MORTGAGE, INC.Independent Mortgage Company	Sound	Mediocre	Exceptional	Sound	$2,711Fees	0.638%Above	38
30	AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company	Sound	Mediocre	Exceptional	Sound	$4,042Fees	0.916%Above	36
31	LIBERTY HOME MORTGAGE CORPORATIONIndependent Mortgage Company	Sound	Mediocre	Sound	Strong	$3,214Fees	0.740%Above	88
32	PREMIER LENDING, INC.Independent Mortgage Company	Sound	Mediocre	Sound	Strong	$2,307Fees	0.267%Above	51
33	ROYAL UNITED MORTGAGE LLCIndependent Mortgage Company	Sound	Mediocre	Strong	Sound	$1,899Fees	1.836%Above	22

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.