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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Columbus
Updated February 5, 2026
Market Overview
44
Total Lenders
2,891
Total Loans
0.33%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $1,996 | -0.008% | 201 | |
2 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,100 | +0.251% | 77 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $914 | -0.619% | 65 | |
4 | Synovus Bank | Exceptional | Strong | Strong | Strong | Exceptional | $2,375 | +0.155% | 206 | |
5 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,016 | +0.287% | 190 | |
6 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,798 | +0.241% | 134 | |
7 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,720 | +0.367% | 69 | |
8 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,594 | +0.264% | 45 | |
9 | INTERLINC MORTGAGE SERVICES, LLC | Exceptional | Exceptional | Strong | Strong | Sound | $2,816 | +0.461% | 19 | |
10 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,232 | +0.352% | 76 | |
11 | Renasant Bank | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,996 | +0.306% | 41 | |
12 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $1,390 | -0.146% | 41 | |
13 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $2,083 | -0.331% | 34 | |
14 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,672 | +0.442% | 265 | |
15 | Trustmark National Bank | Strong | Sound | Exceptional | Exceptional | Sound | $2,052 | -0.099% | 23 | |
16 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $3,208 | +0.486% | 19 | |
17 | PENTAGON FEDERAL CREDIT UNION | Strong | Strong | Exceptional | Sound | Sound | $2,907 | -0.145% | 10 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,091 | +0.909% | 256 | |
19 | Northpointe Bank | Strong | Sound | Strong | Strong | Strong | $2,190 | +0.108% | 84 | |
20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,046 | +0.589% | 57 | |
21 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,944 | +0.361% | 28 | |
22 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Sound | $2,829 | +0.535% | 20 | |
23 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $4,363 | +0.306% | 13 | |
24 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,893 | +0.550% | 119 | |
25 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,142 | +0.214% | 77 | |
26 | CANOPY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,311 | +0.288% | 312 | |
27 | RUOFF MORTGAGE COMPANY, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,701 | +0.258% | 35 | |
28 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $903 | +1.004% | 18 | |
29 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,491 | +0.381% | 18 | |
30 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,289 | +0.518% | 80 | |
31 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $5,320 | +0.957% | 35 | |
32 | The Federal Savings Bank | Sound | Mediocre | Exceptional | Sound | Acceptable | $3,729 | +0.040% | 10 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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