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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Crestview
Updated February 5, 2026
Market Overview
85
Total Lenders
5,034
Total Loans
0.11%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $112 | -0.424% | 141 | |
2 | University Bank | Exceptional | Strong | Strong | Exceptional | Exceptional | $2,382 | -0.163% | 149 | |
3 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $1,099 | -0.831% | 68 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,880 | -0.037% | 438 | |
5 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,974 | -0.185% | 103 | |
6 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,160 | -0.416% | 55 | |
7 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Sound | $436 | +0.178% | 34 | |
8 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,345 | +0.157% | 343 | |
9 | Northpointe Bank | Strong | Sound | Exceptional | Strong | Strong | $3,138 | +0.416% | 62 | |
10 | Bank of England | Strong | Sound | Exceptional | Strong | Strong | $4,269 | +0.543% | 41 | |
11 | Centennial Bank | Strong | Strong | Strong | Sound | Strong | $2,199 | +0.022% | 37 | |
12 | TOWNE MORTGAGE COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $2,246 | +0.422% | 33 | |
13 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,335 | +0.093% | 275 | |
14 | Regions Bank | Strong | Sound | Exceptional | Sound | Strong | $2,848 | +0.249% | 97 | |
15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,929 | +0.127% | 91 | |
16 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $3,217 | +0.340% | 59 | |
17 | Ameris Bank | Strong | Sound | Exceptional | Strong | Sound | $3,265 | +0.182% | 33 | |
18 | INSPIRE HOME LOANS INC. | Strong | Sound | Exceptional | Strong | Sound | $1,808 | +0.503% | 22 | |
19 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,051 | +0.079% | 64 | |
20 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,991 | +0.259% | 39 | |
21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,343 | +0.088% | 37 | |
22 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Sound | $4,319 | +0.749% | 28 | |
23 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,961 | +0.460% | 118 | |
24 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,020 | +0.168% | 37 | |
25 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,838 | +0.745% | 22 | |
26 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,681 | +0.611% | 21 | |
27 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,027 | +0.292% | 13 | |
28 | NEW AMERICAN FUNDING, LLC | Strong | Mediocre | Exceptional | Sound | Exceptional | $2,260 | -0.001% | 381 | |
29 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,098 | +0.473% | 104 | |
30 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $5,633 | +0.594% | 13 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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