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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Greeley
Updated February 5, 2026
Market Overview
85
Total Lenders
5,534
Total Loans
0.24%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | MEGASTAR FINANCIAL CORP. | Exceptional | Exceptional | Strong | Strong | -$6,633 | +0.515% | 31 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,406 | +0.090% | 793 | |
3 | U.S. Bank National Association | Strong | Strong | Strong | Strong | $1,304 | +0.035% | 55 | |
4 | ENT Credit Union | Strong | Strong | Strong | Strong | $1,471 | -0.212% | 47 | |
5 | First National Bank of Omaha | Strong | Strong | Strong | Strong | $1,897 | +0.241% | 37 | |
6 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $1,106 | -0.631% | 37 | |
7 | PROVIDENT FUNDING ASSOCIATES, L.P. | Strong | Exceptional | Sound | Sound | $2,181 | -0.166% | 20 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $1,927 | -0.056% | 278 | |
9 | ELEVATIONS | Strong | Sound | Strong | Exceptional | $1,649 | +0.172% | 112 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,461 | +0.145% | 294 | |
11 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $3,953 | +0.423% | 235 | |
12 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $3,808 | +0.320% | 120 | |
13 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Strong | $970 | -0.003% | 92 | |
14 | First Western Trust Bank | Strong | Sound | Strong | Strong | $1,774 | +0.199% | 82 | |
15 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $3,106 | +0.005% | 73 | |
16 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,998 | -0.153% | 62 | |
17 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,746 | -0.063% | 49 | |
18 | NEST HOME LENDING, LLC | Strong | Sound | Strong | Strong | $4,927 | -0.492% | 43 | |
19 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $4,064 | +0.509% | 128 | |
20 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,611 | +0.079% | 100 | |
21 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $3,250 | -0.357% | 78 | |
22 | FirstBank | Strong | Sound | Sound | Strong | $1,388 | -0.204% | 65 | |
23 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,852 | +0.119% | 45 | |
24 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $5,037 | +0.525% | 186 | |
25 | VAN DYK MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | $3,165 | +0.693% | 103 | |
26 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $3,485 | +0.263% | 88 | |
27 | Gateway First Bank | Strong | Acceptable | Strong | Strong | $5,910 | +0.430% | 77 | |
28 | CORNERSTONE CAPITAL BANK, SSB | Strong | Acceptable | Strong | Strong | $4,443 | +0.460% | 71 | |
29 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $1,986 | +0.192% | 68 | |
30 | GROUP MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,784 | +0.251% | 60 | |
31 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | $4,470 | +0.644% | 37 | |
32 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Acceptable | Exceptional | Sound | $3,314 | +0.368% | 24 | |
33 | American Liberty Mortgage, Incorporated | Strong | Sound | Sound | Sound | $2,834 | +0.336% | 20 | |
34 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Exceptional | $3,319 | +0.367% | 167 | |
35 | AMERICAN FINANCING CORPORATION | Sound | Acceptable | Sound | Strong | $6,009 | +0.074% | 125 | |
36 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,545 | +0.431% | 118 | |
37 | Bank of Colorado | Sound | Acceptable | Sound | Strong | $3,793 | +0.165% | 75 | |
38 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $3,114 | +0.249% | 57 | |
39 | TOWNE MORTGAGE COMPANY | Sound | Acceptable | Strong | Sound | $2,807 | +0.068% | 29 | |
40 | Paramount Residential Mortgage Group, Inc. | Sound | Acceptable | Strong | Sound | $3,978 | +0.494% | 28 | |
41 | KIND LENDING, LLC | Sound | Acceptable | Strong | Sound | $3,471 | +0.294% | 27 | |
42 | BROOKHOLLOW MORTGAGE SERVICES, LTD. | Sound | Acceptable | Strong | Sound | $4,314 | -0.100% | 26 | |
43 | Plains Commerce Bank | Sound | Acceptable | Strong | Sound | $3,181 | +0.326% | 24 | |
44 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $3,888 | +0.226% | 22 | |
45 | Synergy One Lending, Inc. | Sound | Acceptable | Strong | Sound | $4,677 | +0.295% | 21 | |
46 | GUARANTEED RATE AFFINITY, LLC | Sound | Acceptable | Strong | Sound | $3,887 | +0.204% | 21 | |
47 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | $3,347 | +0.529% | 50 | |
48 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Sound | $5,633 | +0.460% | 20 | |
49 | Loan Simple, Inc. | Sound | Mediocre | Sound | Strong | $3,421 | +0.786% | 55 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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