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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Gulfport
Updated February 5, 2026
Market Overview
52
Total Lenders
4,540
Total Loans
0.21%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $53 | -0.374% | 263 | |
2 | KEESLER | Exceptional | Exceptional | Strong | Strong | Exceptional | $532 | -0.406% | 251 | |
3 | Cadence Bank | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,472 | +0.358% | 158 | |
4 | SWBC MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,753 | +0.154% | 231 | |
5 | Community Bank of Mississippi | Exceptional | Strong | Strong | Strong | Exceptional | $2,044 | +0.601% | 115 | |
6 | GMFS LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,894 | +0.440% | 83 | |
7 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,420 | +0.680% | 53 | |
8 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Sound | $654 | -1.307% | 28 | |
9 | Trustmark National Bank | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,116 | +0.242% | 227 | |
10 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,821 | +0.036% | 88 | |
11 | HANCOCK WHITNEY BANK | Exceptional | Strong | Strong | Strong | Strong | $1,783 | +0.210% | 75 | |
12 | TOWNE MORTGAGE COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,788 | +0.302% | 65 | |
13 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,833 | +0.408% | 332 | |
14 | FIRST COLONY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | Strong | $2,845 | +0.273% | 56 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,174 | +0.242% | 45 | |
16 | PENNYMAC LOAN SERVICES, LLC | Strong | Strong | Exceptional | Sound | Sound | $2,561 | -0.304% | 31 | |
17 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,590 | +0.446% | 377 | |
18 | Magnolia Bank, Incorporated | Strong | Sound | Strong | Strong | Strong | $3,221 | +0.308% | 105 | |
19 | Regions Bank | Strong | Sound | Exceptional | Sound | Strong | $2,531 | +0.385% | 101 | |
20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,166 | +0.539% | 93 | |
21 | DELMAR FINANCIAL COMPANY | Strong | Sound | Strong | Strong | Strong | $2,659 | +0.585% | 58 | |
22 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,888 | +0.376% | 46 | |
23 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Sound | $1,294 | +0.044% | 39 | |
24 | Renasant Bank | Strong | Sound | Exceptional | Strong | Sound | $2,392 | +0.496% | 22 | |
25 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,633 | +0.500% | 20 | |
26 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | -$3,183 | +0.135% | 231 | |
27 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,548 | +0.650% | 106 | |
28 | AFFORDABLE MORTGAGE ADVISORS, LLC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,558 | +0.451% | 36 | |
29 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $2,412 | +0.512% | 27 | |
30 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,564 | +0.551% | 166 | |
31 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,961 | +0.432% | 18 | |
32 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $3,102 | +0.063% | 25 | |
33 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,726 | +0.657% | 107 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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