Safe Rate Rankings
Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $53Fees | 0.374%Below | 263 | |
2 | KEESLERCredit Union | Exceptional | Exceptional | Strong | Strong | Exceptional | $532Fees | 0.406%Below | 251 | |
3 | Cadence BankBank | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,472Fees | 0.358%Above | 158 | |
4 | SWBC MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,753Fees | 0.154%Above | 231 | |
5 | Community Bank of MississippiBank | Exceptional | Strong | Strong | Strong | Exceptional | $2,044Fees | 0.601%Above | 115 | |
6 | GMFS LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Strong | $1,894Fees | 0.440%Above | 83 | |
7 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Strong | $1,420Fees | 0.680%Above | 53 | |
8 | FBC MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Exceptional | Sound | $654Fees | 1.307%Below | 28 | |
9 | Trustmark National BankBank | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,116Fees | 0.242%Above | 227 | |
10 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,821Fees | 0.036%Above | 88 | |
11 | HANCOCK WHITNEY BANKBank | Exceptional | Strong | Strong | Strong | Strong | $1,783Fees | 0.210%Above | 75 | |
12 | TOWNE MORTGAGE COMPANYIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,788Fees | 0.302%Above | 65 | |
13 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,833Fees | 0.408%Above | 332 | |
14 | FIRST COLONY MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $2,845Fees | 0.273%Above | 56 | |
15 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $3,174Fees | 0.242%Above | 45 | |
16 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Strong | Strong | Exceptional | Sound | Sound | $2,561Fees | 0.304%Below | 31 | |
17 | CMG MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,590Fees | 0.446%Above | 377 | |
18 | Magnolia Bank, IncorporatedBank | Strong | Sound | Strong | Strong | Strong | $3,221Fees | 0.308%Above | 105 | |
19 | Regions BankBank | Strong | Sound | Exceptional | Sound | Strong | $2,531Fees | 0.385%Above | 101 | |
20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,166Fees | 0.539%Above | 93 | |
21 | DELMAR FINANCIAL COMPANYIndependent Mortgage Company | Strong | Sound | Strong | Strong | Strong | $2,659Fees | 0.585%Above | 58 | |
22 | PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,888Fees | 0.376%Above | 46 | |
23 | Flagstar Bank, N.A.Bank | Strong | Sound | Exceptional | Strong | Sound | $1,294Fees | 0.044%Above | 39 | |
24 | Renasant BankBank | Strong | Sound | Exceptional | Strong | Sound | $2,392Fees | 0.496%Above | 22 | |
25 | PLANET HOME LENDING, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Sound | $2,633Fees | 0.500%Above | 20 | |
26 | Mortgage Research Center, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Exceptional | $3,183Credit | 0.135%Above | 231 | |
27 | MORTGAGE SOLUTIONS OF COLORADO, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,548Fees | 0.650%Above | 106 | |
28 | AFFORDABLE MORTGAGE ADVISORS, LLC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,558Fees | 0.451%Above | 36 | |
29 | NEWREZ LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | Sound | $2,412Fees | 0.512%Above | 27 | |
30 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,564Fees | 0.551%Above | 166 | |
31 | STOCKTON MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $2,961Fees | 0.432%Above | 18 | |
32 | MUTUAL OF OMAHA MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Sound | $3,102Fees | 0.063%Above | 25 | |
33 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Sound | Mediocre | Exceptional | Sound | Strong | $2,726Fees | 0.657%Above | 107 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.