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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Gulfport
Updated February 5, 2026
Market Overview
52
Total Lenders
4,540
Total Loans
0.21%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | $53 | -0.374% | 263 | |
2 | KEESLER | Exceptional | Exceptional | Sound | Exceptional | $532 | -0.406% | 251 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Exceptional | $603 | -0.407% | 149 | |
4 | Trustmark National Bank | Strong | Sound | Exceptional | Exceptional | $2,116 | +0.242% | 227 | |
5 | HANCOCK WHITNEY BANK | Strong | Strong | Strong | Strong | $1,783 | +0.210% | 75 | |
6 | FBC MORTGAGE, LLC | Strong | Strong | Exceptional | Sound | $654 | -1.307% | 28 | |
7 | Cadence Bank | Strong | Sound | Strong | Exceptional | $1,472 | +0.358% | 158 | |
8 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,821 | +0.036% | 88 | |
9 | GMFS LLC | Strong | Sound | Exceptional | Strong | $1,894 | +0.440% | 83 | |
10 | FIRST COLONY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | $2,845 | +0.273% | 56 | |
11 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $2,590 | +0.446% | 377 | |
12 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,833 | +0.408% | 332 | |
13 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $2,753 | +0.154% | 231 | |
14 | Community Bank of Mississippi | Strong | Acceptable | Exceptional | Exceptional | $2,044 | +0.601% | 115 | |
15 | Regions Bank | Strong | Sound | Strong | Strong | $2,531 | +0.385% | 101 | |
16 | DELMAR FINANCIAL COMPANY | Strong | Sound | Strong | Strong | $2,659 | +0.585% | 58 | |
17 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $1,420 | +0.680% | 53 | |
18 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,174 | +0.242% | 45 | |
19 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $2,232 | +0.133% | 40 | |
20 | NAVIGATOR CU | Strong | Strong | Acceptable | Strong | $2,289 | +0.098% | 28 | |
21 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | -$3,183 | +0.135% | 231 | |
22 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $3,564 | +0.551% | 166 | |
23 | Magnolia Bank, Incorporated | Strong | Acceptable | Exceptional | Strong | $3,221 | +0.308% | 105 | |
24 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,166 | +0.539% | 93 | |
25 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $2,888 | +0.376% | 46 | |
26 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Sound | $2,123 | +0.200% | 31 | |
27 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $2,561 | -0.304% | 31 | |
28 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Strong | Strong | $2,548 | +0.650% | 106 | |
29 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Strong | Strong | $3,788 | +0.302% | 65 | |
30 | USAA Federal Savings Bank | Strong | Sound | Sound | Sound | $993 | +0.031% | 37 | |
31 | AFFORDABLE MORTGAGE ADVISORS, LLC. | Strong | Acceptable | Strong | Strong | $2,558 | +0.451% | 36 | |
32 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $3,102 | +0.063% | 25 | |
33 | Renasant Bank | Strong | Acceptable | Exceptional | Sound | $2,392 | +0.496% | 22 | |
34 | PLANET HOME LENDING, LLC | Strong | Acceptable | Exceptional | Sound | $2,633 | +0.500% | 20 | |
35 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $2,726 | +0.657% | 107 | |
36 | Flagstar Bank, N.A. | Sound | Acceptable | Strong | Sound | $1,294 | +0.044% | 39 | |
37 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,412 | +0.512% | 27 | |
38 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Sound | $3,919 | +1.137% | 30 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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