Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $74Fees | 0.240%Below | 413 | |
2 | GMFS LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,727Fees | 0.343%Above | 190 | |
3 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,787Fees | 0.336%Above | 503 | |
4 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Strong | $2,005Fees | 0.066%Above | 100 | |
5 | ARK-LA-TEX FINANCIAL SERVICES, LLC.Independent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Strong | $2,021Fees | 0.278%Above | 69 | |
6 | STANDARD MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Exceptional | Strong | Sound | Strong | $1,769Fees | 0.111%Below | 67 | |
7 | First Horizon BankBank | Exceptional | Strong | Strong | Strong | Strong | $1,559Fees | 0.125%Above | 104 | |
8 | HANCOCK WHITNEY BANKBank | Exceptional | Strong | Strong | Strong | Strong | $1,286Fees | 0.188%Above | 47 | |
9 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,905Fees | 0.478%Above | 218 | |
10 | Assurance Financial Group, L.L.C.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,027Fees | 0.585%Above | 134 | |
11 | FIDELITY BANKBank | Strong | Sound | Exceptional | Strong | Strong | $2,333Fees | 0.347%Above | 65 | |
12 | Flagstar Bank, N.A.Bank | Strong | Sound | Exceptional | Strong | Strong | $1,891Fees | 0.522%Above | 47 | |
13 | TOWNE MORTGAGE COMPANYIndependent Mortgage Company | Strong | Sound | Exceptional | Exceptional | Sound | $2,092Fees | 0.371%Above | 38 | |
14 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Strong | Strong | Exceptional | Sound | Sound | $1,374Fees | 0.061%Above | 38 | |
15 | FIRST COMMUNITY MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,415Fees | 0.395%Above | 140 | |
16 | NEWREZ LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | Strong | $1,610Fees | 0.491%Above | 74 | |
17 | Plains Commerce BankBank | Strong | Sound | Exceptional | Strong | Sound | $2,698Fees | 0.425%Above | 23 | |
18 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Sound | $993Fees | 0.465%Above | 16 | |
19 | MICHIGAN MUTUAL, INC.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | Sound | $2,270Fees | 0.484%Above | 10 | |
20 | Equity Prime Mortgage LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,807Fees | 0.797%Above | 42 | |
21 | Regions BankBank | Strong | Sound | Exceptional | Sound | Sound | $1,913Fees | 0.259%Above | 22 | |
22 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,208Fees | 0.480%Above | 13 | |
23 | PLANET HOME LENDING, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Acceptable | $1,972Fees | 0.710%Above | 10 | |
24 | PLAZA HOME MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $3,222Fees | 0.419%Above | 22 | |
25 | AMERICAN FINANCIAL RESOURCES, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $1,790Fees | 0.727%Above | 21 | |
26 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $3,206Fees | 0.472%Above | 123 | |
27 | AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Mediocre | Exceptional | Exceptional | Sound | $3,300Fees | 0.744%Above | 33 | |
28 | GENEVA FINANCIAL, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Exceptional | Sound | $2,453Fees | 0.741%Above | 25 | |
29 | Click n' Close, Inc.Independent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $6,697Fees | 1.990%Above | 40 | |
30 | NATIONSTAR MORTGAGE LLCIndependent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $2,458Fees | 0.229%Above | 20 | |
31 | SOUTHWEST FUNDING, LPIndependent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $3,441Fees | 0.903%Above | 17 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.