🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Reno
Updated February 5, 2026
Market Overview
80
Total Lenders
5,965
Total Loans
0.22%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,220 | +0.155% | 551 | |
2 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,420 | -0.176% | 59 | |
3 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $3,079 | +0.035% | 125 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,571 | +0.117% | 458 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,104 | +0.203% | 96 | |
6 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Strong | $2,174 | +0.150% | 51 | |
7 | GoodLeap, LLC | Strong | Strong | Exceptional | Sound | Sound | $3,725 | -0.556% | 27 | |
8 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,889 | +0.520% | 776 | |
9 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,282 | +0.321% | 121 | |
10 | GREATER NEVADA LLC | Strong | Sound | Sound | Strong | Exceptional | $2,149 | -0.428% | 102 | |
11 | FIRST COLONY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | Sound | $2,813 | -0.115% | 27 | |
12 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Sound | $2,683 | +0.366% | 15 | |
13 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $5,340 | +0.317% | 89 | |
14 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,038 | +0.082% | 81 | |
15 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,454 | +0.240% | 75 | |
16 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,049 | +0.357% | 68 | |
17 | Gateway First Bank | Strong | Acceptable | Exceptional | Strong | Strong | $4,495 | +0.536% | 47 | |
18 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $2,366 | +0.382% | 24 | |
19 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $5,309 | +0.531% | 286 | |
20 | INFINITY EQUITY GROUP, INC. | Strong | Mediocre | Strong | Exceptional | Exceptional | $3,675 | +0.560% | 102 | |
21 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Exceptional | Strong | $6,177 | +0.666% | 99 | |
22 | TJC Mortgage, Inc. | Strong | Acceptable | Strong | Strong | Strong | $4,490 | +0.289% | 75 | |
23 | MASON MCDUFFIE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $3,542 | +0.390% | 45 | |
24 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $5,822 | +0.531% | 41 | |
25 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $4,939 | +0.951% | 38 | |
26 | PEAK RESIDENTIAL LENDING INC | Strong | Acceptable | Strong | Strong | Strong | $5,428 | +0.278% | 31 | |
27 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $3,598 | +0.763% | 15 | |
28 | AXIA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $5,590 | +0.476% | 84 | |
29 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $1,698 | -0.031% | 33 | |
30 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Sound | $4,170 | +0.505% | 16 | |
31 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $4,601 | +0.397% | 101 | |
32 | ISERVE RESIDENTIAL LENDING, LLC | Sound | Mediocre | Strong | Strong | Strong | $5,245 | +0.576% | 67 | |
33 | NATIONSTAR MORTGAGE LLC | Sound | Mediocre | Exceptional | Strong | Sound | $4,711 | +0.135% | 43 | |
34 | PREMIER MORTGAGE RESOURCES, L.L.C. | Sound | Mediocre | Exceptional | Strong | Sound | $3,452 | +0.162% | 34 | |
35 | Luminate Home Loans, Inc. | Sound | Mediocre | Exceptional | Strong | Sound | $3,779 | +0.505% | 30 | |
36 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Exceptional | Strong | Sound | $6,245 | +0.724% | 13 | |
37 | Cornerstone First Mortgage, Inc | Sound | Mediocre | Strong | Strong | Sound | $5,688 | +0.350% | 22 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Reno, NVFHA
No credit impact
3-minute process
100% free