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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Tucson
Updated February 5, 2026
Market Overview
95
Total Lenders
12,845
Total Loans
0.25%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,658 | +0.179% | 433 | |
2 | MATTAMY HOME FUNDING, LLC | Exceptional | Exceptional | Strong | Strong | Strong | $8,531 | +0.338% | 178 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,804 | +0.062% | 732 | |
4 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,987 | +0.251% | 116 | |
5 | NOVA FINANCIAL & INVESTMENT CORPORATION | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,694 | +0.301% | 1,064 | |
6 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,172 | -0.566% | 721 | |
7 | ALTITUDE FINANCIAL CORPORATION | Exceptional | Sound | Strong | Exceptional | Exceptional | $1,792 | +0.291% | 571 | |
8 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $2,461 | -0.085% | 88 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,280 | +0.215% | 772 | |
10 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,375 | +0.416% | 604 | |
11 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,206 | +0.531% | 506 | |
12 | MORIA DEVELOPMENT, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,304 | +0.458% | 242 | |
13 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,954 | +0.337% | 192 | |
14 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $3,135 | +0.382% | 90 | |
15 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Strong | $3,839 | +0.278% | 67 | |
16 | GoodLeap, LLC | Strong | Strong | Exceptional | Sound | Sound | $5,271 | +0.101% | 50 | |
17 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,470 | +0.492% | 395 | |
18 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,607 | +0.233% | 68 | |
19 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,603 | +0.348% | 167 | |
20 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,985 | +0.262% | 130 | |
21 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,305 | +0.523% | 127 | |
22 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $2,524 | +0.251% | 48 | |
23 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,387 | +0.071% | 36 | |
24 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,405 | +0.419% | 941 | |
25 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,016 | +0.586% | 293 | |
26 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,038 | +0.727% | 40 | |
27 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,024 | +0.328% | 31 | |
28 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,092 | +0.179% | 27 | |
29 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,708 | +0.468% | 27 | |
30 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,886 | +0.680% | 88 | |
31 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Exceptional | Sound | $3,940 | +0.853% | 46 | |
32 | GENEVA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Exceptional | Sound | $5,212 | +0.753% | 39 | |
33 | RIGHT START MORTGAGE, INC. | Strong | Mediocre | Exceptional | Exceptional | Sound | $6,672 | +0.345% | 34 | |
34 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Sound | $6,305 | +0.583% | 29 | |
35 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $1,959 | +0.011% | 27 | |
36 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $2,847 | +0.785% | 45 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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