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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Wichita
Updated February 5, 2026
Market Overview
31
Total Lenders
7,011
Total Loans
0.32%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,039 | +0.386% | 425 | |
2 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Sound | $1,024 | -0.102% | 17 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,576 | +0.400% | 520 | |
4 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,204 | +0.675% | 115 | |
5 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Strong | $1,593 | +0.672% | 72 | |
6 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,372 | +0.398% | 386 | |
7 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,811 | +0.136% | 169 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,717 | -0.076% | 144 | |
9 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $662 | +0.263% | 24 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,722 | +0.552% | 202 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,156 | +0.430% | 157 | |
12 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,706 | +0.279% | 84 | |
13 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,728 | +0.383% | 56 | |
14 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,278 | +0.743% | 53 | |
15 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $438 | +0.590% | 257 | |
16 | PLANET HOME LENDING, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,029 | +0.513% | 130 | |
17 | REGENT FINANCIAL GROUP, INC. | Strong | Acceptable | Strong | Strong | Strong | $1,961 | +0.528% | 116 | |
18 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,158 | +0.452% | 48 | |
19 | LEADERONE FINANCIAL CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,558 | +0.465% | 42 | |
20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $1,994 | +0.423% | 36 | |
21 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,523 | +0.593% | 22 | |
22 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Sound | Strong | $1,368 | +0.437% | 51 | |
23 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,119 | +0.336% | 51 | |
24 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,021 | +0.955% | 28 | |
25 | AMERICAN FINANCIAL RESOURCES, INC. | Sound | Acceptable | Strong | Sound | Sound | $1,774 | +0.994% | 19 | |
26 | SUN WEST MORTGAGE COMPANY, INC. | Sound | Acceptable | Strong | Sound | Sound | $1,561 | +0.553% | 15 | |
27 | US MORTGAGE CORPORATION | Sound | Mediocre | Strong | Sound | Strong | $3,455 | +0.694% | 68 | |
28 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Sound | $2,088 | +0.999% | 23 | |
29 | Farm Credit Mid-America, ACA | Sound | Mediocre | Strong | Sound | Sound | $6,131 | +0.488% | 21 | |
30 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $3,644 | +1.332% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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