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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Wichita
Updated February 5, 2026
Market Overview
31
Total Lenders
3,726
Total Loans
0.49%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | FLAT BRANCH MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | $2,039 | +0.386% | 425 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,811 | +0.136% | 169 | |
3 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $1,593 | +0.672% | 72 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,576 | +0.400% | 520 | |
5 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,717 | -0.076% | 144 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,204 | +0.675% | 115 | |
7 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,706 | +0.279% | 84 | |
8 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Strong | Exceptional | $3,372 | +0.398% | 386 | |
9 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $438 | +0.590% | 257 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $2,722 | +0.552% | 202 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,156 | +0.430% | 157 | |
12 | PLANET HOME LENDING, LLC | Strong | Acceptable | Exceptional | Strong | $2,029 | +0.513% | 130 | |
13 | Members Mortgage Services, L.L.C. | Strong | Sound | Sound | Strong | $1,794 | +0.231% | 88 | |
14 | REGENT FINANCIAL GROUP, INC. | Strong | Acceptable | Strong | Strong | $1,961 | +0.528% | 116 | |
15 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $2,728 | +0.383% | 56 | |
16 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Strong | $1,368 | +0.437% | 51 | |
17 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Sound | $1,994 | +0.423% | 36 | |
18 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $662 | +0.263% | 24 | |
19 | LOWER, LLC | Sound | Acceptable | Strong | Sound | $2,158 | +0.452% | 48 | |
20 | Equity Prime Mortgage LLC | Sound | Acceptable | Strong | Sound | $2,447 | +0.945% | 45 | |
21 | LEADERONE FINANCIAL CORPORATION | Sound | Acceptable | Strong | Sound | $3,558 | +0.465% | 42 | |
22 | THE LOAN STORE, INC. | Sound | Acceptable | Strong | Sound | $1,523 | +0.593% | 22 | |
23 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | $2,278 | +0.743% | 53 | |
24 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,119 | +0.336% | 51 | |
25 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Sound | $2,021 | +0.955% | 28 | |
26 | US MORTGAGE CORPORATION | Sound | Mediocre | Sound | Strong | $3,455 | +0.694% | 68 | |
27 | VILLAGE CAPITAL & INVESTMENT LLC | Sound | Acceptable | Acceptable | Sound | $2,265 | +0.103% | 25 | |
28 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Sound | $2,088 | +0.999% | 23 | |
29 | Farm Credit Mid-America, ACA | Sound | Mediocre | Sound | Sound | $6,131 | +0.488% | 21 | |
30 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Sound | $3,644 | +1.332% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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