Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | FLAT BRANCH MORTGAGE, INC.Independent Mortgage Company | Strong | Sound | Exceptional | Exceptional | $2,039Fees | 0.386%Above | 425 | |
2 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | $2,811Fees | 0.136%Above | 169 | |
3 | ARK-LA-TEX FINANCIAL SERVICES, LLC.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | $1,593Fees | 0.672%Above | 72 | |
4 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $3,576Fees | 0.400%Above | 520 | |
5 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Strong | Sound | Strong | Strong | $1,717Fees | 0.076%Below | 144 | |
6 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Strong | Strong | $2,204Fees | 0.675%Above | 115 | |
7 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Sound | Strong | Strong | $2,706Fees | 0.279%Above | 84 | |
8 | Sierra Pacific Mortgage Company, Inc.Independent Mortgage Company | Strong | Acceptable | Strong | Exceptional | $3,372Fees | 0.398%Above | 386 | |
9 | Mortgage Research Center, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Exceptional | $438Fees | 0.590%Above | 257 | |
10 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $2,722Fees | 0.552%Above | 202 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $3,156Fees | 0.430%Above | 157 | |
12 | PLANET HOME LENDING, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $2,029Fees | 0.513%Above | 130 | |
13 | Members Mortgage Services, L.L.C.Independent Mortgage Company | Strong | Sound | Sound | Strong | $1,794Fees | 0.231%Above | 88 | |
14 | REGENT FINANCIAL GROUP, INC.Independent Mortgage Company | Strong | Acceptable | Strong | Strong | $1,961Fees | 0.528%Above | 116 | |
15 | NATIONSTAR MORTGAGE LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $2,728Fees | 0.383%Above | 56 | |
16 | American Mortgage Bank, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $1,368Fees | 0.437%Above | 51 | |
17 | PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | $1,994Fees | 0.423%Above | 36 | |
18 | MUTUAL OF OMAHA MORTGAGE, INC.Independent Mortgage Company | Strong | Sound | Sound | Sound | $662Fees | 0.263%Above | 24 | |
19 | LOWER, LLCIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | $2,158Fees | 0.452%Above | 48 | |
20 | Equity Prime Mortgage LLCIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | $2,447Fees | 0.945%Above | 45 | |
21 | LEADERONE FINANCIAL CORPORATIONIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | $3,558Fees | 0.465%Above | 42 | |
22 | THE LOAN STORE, INC.Independent Mortgage Company | Sound | Acceptable | Strong | Sound | $1,523Fees | 0.593%Above | 22 | |
23 | PRIMARY RESIDENTIAL MORTGAGE, INC.Independent Mortgage Company | Sound | Mediocre | Strong | Strong | $2,278Fees | 0.743%Above | 53 | |
24 | NEWREZ LLCIndependent Mortgage Company | Sound | Acceptable | Sound | Sound | $2,119Fees | 0.336%Above | 51 | |
25 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Sound | Acceptable | Sound | Sound | $2,021Fees | 0.955%Above | 28 | |
26 | US MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Sound | Strong | $3,455Fees | 0.694%Above | 68 | |
27 | VILLAGE CAPITAL & INVESTMENT LLCIndependent Mortgage Company | Sound | Acceptable | Acceptable | Sound | $2,265Fees | 0.103%Above | 25 | |
28 | ROYAL UNITED MORTGAGE LLCIndependent Mortgage Company | Sound | Mediocre | Strong | Sound | $2,088Fees | 0.999%Above | 23 | |
29 | Farm Credit Mid-America, ACAIndependent Mortgage Company | Sound | Mediocre | Sound | Sound | $6,131Fees | 0.488%Above | 21 | |
30 | AMERISAVE MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Acceptable | Sound | $3,644Fees | 1.332%Above | 20 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.