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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Allentown
Updated February 5, 2026
Market Overview
49
Total Lenders
6,682
Total Loans
0.44%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,070 | +0.188% | 543 | |
2 | Mortgage America, Inc. | Strong | Sound | Exceptional | Exceptional | $2,135 | +0.251% | 309 | |
3 | PROVIDENT FUNDING ASSOCIATES, L.P. | Strong | Exceptional | Sound | Sound | $810 | -0.030% | 40 | |
4 | KEYSTONE FUNDING, INC. | Strong | Sound | Exceptional | Strong | $2,478 | +0.454% | 60 | |
5 | NJ LENDERS CORP. | Strong | Strong | Strong | Sound | $2,065 | +0.120% | 33 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,217 | +0.438% | 788 | |
7 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,652 | +0.555% | 239 | |
8 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $2,865 | +0.496% | 231 | |
9 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $3,540 | +0.344% | 216 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,966 | +0.355% | 128 | |
11 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,887 | +0.347% | 125 | |
12 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,828 | +0.342% | 108 | |
13 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,365 | +0.323% | 91 | |
14 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $3,734 | +0.566% | 785 | |
15 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Strong | Exceptional | $2,598 | +0.284% | 299 | |
16 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | $3,370 | +0.408% | 107 | |
17 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $3,175 | +0.521% | 90 | |
18 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $2,934 | +0.474% | 64 | |
19 | PLANET HOME LENDING, LLC | Strong | Acceptable | Exceptional | Strong | $3,125 | +0.476% | 60 | |
20 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,429 | +0.387% | 54 | |
21 | NEWREZ LLC | Strong | Acceptable | Sound | Exceptional | $2,657 | +0.428% | 310 | |
22 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $2,769 | +0.328% | 101 | |
23 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $4,250 | +0.234% | 79 | |
24 | Quaint Oak Mortgage, LLC | Strong | Acceptable | Strong | Strong | $3,227 | +0.456% | 68 | |
25 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $3,151 | +0.581% | 48 | |
26 | NFM, INC. | Strong | Acceptable | Exceptional | Sound | $3,985 | +0.515% | 28 | |
27 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $2,068 | -0.201% | 25 | |
28 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $3,359 | +0.552% | 21 | |
29 | GoodLeap, LLC | Strong | Sound | Sound | Sound | $4,632 | -0.172% | 20 | |
30 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,345 | +0.678% | 86 | |
31 | MORTGAGE ACCESS CORP. | Sound | Acceptable | Sound | Strong | $3,708 | +0.450% | 86 | |
32 | EMBRACE HOME LOANS, INC. | Sound | Acceptable | Strong | Sound | $2,913 | +0.332% | 40 | |
33 | RESIDENTIAL HOME MORTGAGE CORPORATION | Sound | Acceptable | Sound | Strong | $3,919 | +0.494% | 37 | |
34 | AMERICAN FINANCIAL NETWORK, INC. | Sound | Acceptable | Strong | Sound | $5,074 | +0.224% | 37 | |
35 | GUARANTEED RATE AFFINITY, LLC | Sound | Acceptable | Strong | Sound | $2,496 | +0.355% | 35 | |
36 | THE LOAN STORE, INC. | Sound | Acceptable | Strong | Sound | $2,492 | +0.229% | 34 | |
37 | PLAZA HOME MORTGAGE, INC. | Sound | Acceptable | Strong | Sound | $1,955 | +0.676% | 31 | |
38 | Northeast Equitable Mortgage, LLC | Sound | Acceptable | Sound | Strong | $3,361 | +0.490% | 29 | |
39 | KIND LENDING, LLC | Sound | Acceptable | Strong | Sound | $1,905 | +0.539% | 28 | |
40 | MILLENIUM HOME MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | $3,824 | +0.254% | 21 | |
41 | SUN WEST MORTGAGE COMPANY, INC. | Sound | Acceptable | Strong | Sound | $4,317 | +0.264% | 21 | |
42 | Equity Prime Mortgage LLC | Sound | Acceptable | Strong | Sound | $2,307 | +0.615% | 20 | |
43 | LOWER, LLC | Sound | Acceptable | Strong | Sound | $3,263 | +0.409% | 20 | |
44 | ABSOLUTE HOME MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | $3,428 | +0.562% | 84 | |
45 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Strong | Strong | $2,852 | +0.698% | 68 | |
46 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $5,336 | +0.550% | 29 | |
47 | AMERICAN FINANCIAL RESOURCES, INC. | Sound | Acceptable | Sound | Sound | $3,714 | +0.749% | 25 | |
48 | UNITED MORTGAGE CORP. | Sound | Mediocre | Strong | Sound | $4,574 | +0.807% | 23 | |
49 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Sound | $3,245 | +1.139% | 22 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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