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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Lenders in Anaheim
Updated February 5, 2026
Market Overview
166
Total Lenders
17,759
Total Loans
0.30%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | U.S. Bank National Association | Exceptional | Exceptional | Exceptional | Strong | Exceptional | -$861 | -0.162% | 1,093 | |
2 | Citibank, National Association | Exceptional | Exceptional | Exceptional | Strong | Exceptional | -$1,710 | -0.251% | 330 | |
3 | SCHOOLSFIRST | Exceptional | Exceptional | Strong | Strong | Exceptional | $219 | -0.107% | 491 | |
4 | Wells Fargo Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $486 | -0.213% | 395 | |
5 | Bank of America, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | -$269 | -0.322% | 349 | |
6 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $400 | -0.517% | 92 | |
7 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,536 | +0.131% | 226 | |
8 | BMO Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $301 | -0.005% | 190 | |
9 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $529 | -0.630% | 72 | |
10 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,036 | +0.087% | 2,789 | |
11 | ROCKET MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,289 | +0.137% | 2,064 | |
12 | JPMorgan Chase Bank, National Association | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,655 | +0.035% | 472 | |
13 | Charles Schwab Bank, SSB | Exceptional | Sound | Exceptional | Exceptional | Strong | $558 | -0.346% | 69 | |
14 | First-Citizens Bank & Trust Company | Exceptional | Strong | Exceptional | Strong | Sound | -$33 | +0.011% | 43 | |
15 | NMSI, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,766 | +0.354% | 383 | |
16 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Strong | Strong | $934 | +0.101% | 278 | |
17 | MOVEMENT MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,802 | +0.308% | 208 | |
18 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,849 | +0.119% | 152 | |
19 | PNC Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $110 | -0.019% | 94 | |
20 | Zions Bancorporation, N.A. | Strong | Strong | Exceptional | Sound | Sound | $742 | -0.299% | 47 | |
21 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,718 | +0.028% | 360 | |
22 | GUARANTEED RATE AFFINITY, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,708 | +0.201% | 103 | |
23 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Sound | Exceptional | Sound | Strong | $930 | +0.477% | 75 | |
24 | OriginPoint, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,236 | +0.363% | 56 | |
25 | NuVision Federal Credit Union | Strong | Sound | Strong | Strong | Strong | $1,842 | +0.152% | 50 | |
26 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,197 | +0.380% | 353 | |
27 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,803 | +0.317% | 234 | |
28 | NEW WAVE LENDING GROUP INC | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,136 | +0.602% | 333 | |
29 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,438 | +0.304% | 178 | |
30 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,136 | +0.256% | 110 | |
31 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,990 | +0.291% | 55 | |
32 | NexBank | Strong | Acceptable | Exceptional | Strong | Sound | -$466 | +0.450% | 54 | |
33 | EMET LENDING GROUP, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,789 | +0.859% | 212 | |
34 | FIRST STANDARD FINANCIAL CORP. | Strong | Mediocre | Strong | Exceptional | Strong | $3,238 | +0.195% | 99 | |
35 | JMJ FINANCIAL GROUP | Strong | Acceptable | Strong | Sound | Strong | $3,388 | +0.333% | 95 | |
36 | Logan Finance Corporation | Strong | Mediocre | Exceptional | Strong | Strong | $2,023 | +0.783% | 88 | |
37 | General Mortgage Capital Corporation | Strong | Acceptable | Strong | Sound | Strong | $1,551 | +0.100% | 83 | |
38 | BAY EQUITY LLC | Strong | Acceptable | Strong | Sound | Strong | $1,935 | +0.143% | 79 | |
39 | CLEAREDGE LENDING LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,126 | +0.982% | 76 | |
40 | FRANKLIN LOAN CORPORATION | Strong | Mediocre | Strong | Exceptional | Strong | $2,742 | +0.579% | 70 | |
41 | Citadel Servicing Corporation | Strong | Mediocre | Exceptional | Strong | Strong | $2,683 | +0.976% | 68 | |
42 | Hometown Equity Mortgage, LLC | Strong | Acceptable | Strong | Sound | Strong | $3,351 | +0.753% | 59 | |
43 | ONY GLO, INC. | Strong | Acceptable | Strong | Sound | Strong | $2,292 | +0.194% | 58 | |
44 | HOMEXPRESS MORTGAGE CORP. | Strong | Mediocre | Exceptional | Strong | Strong | $4,453 | +1.040% | 56 | |
45 | OCMBC, INC. | Sound | Mediocre | Exceptional | Sound | Strong | $3,484 | +0.537% | 230 | |
46 | Flagstar Bank, N.A. | Sound | Mediocre | Exceptional | Sound | Strong | $2,803 | +0.196% | 167 | |
47 | AAA CAPITAL INVESTMENT, INC. | Sound | Mediocre | Strong | Strong | Strong | $1,240 | +0.164% | 102 | |
48 | EMPORIUM TPO LLC | Sound | Mediocre | Strong | Strong | Strong | $3,828 | +0.801% | 56 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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