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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Anaheim
Updated February 5, 2026
Market Overview
166
Total Lenders
17,759
Total Loans
0.30%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Citibank, National Association | Exceptional | Exceptional | Sound | Exceptional | -$1,710 | -0.251% | 330 | |
2 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Strong | Strong | $400 | -0.517% | 92 | |
3 | U.S. Bank National Association | Exceptional | Strong | Strong | Exceptional | -$861 | -0.162% | 1,093 | |
4 | SCHOOLSFIRST | Exceptional | Strong | Strong | Exceptional | $219 | -0.107% | 491 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,036 | +0.087% | 2,789 | |
6 | Bank of America, National Association | Strong | Strong | Strong | Strong | -$269 | -0.322% | 349 | |
7 | PNC Bank, National Association | Strong | Strong | Strong | Strong | $110 | -0.019% | 94 | |
8 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $529 | -0.630% | 72 | |
9 | PROVIDENT FUNDING ASSOCIATES, L.P. | Strong | Exceptional | Sound | Sound | -$18 | -0.119% | 66 | |
10 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Exceptional | $1,655 | +0.035% | 472 | |
11 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $486 | -0.213% | 395 | |
12 | First-Citizens Bank & Trust Company | Strong | Strong | Strong | Sound | -$33 | +0.011% | 43 | |
13 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,289 | +0.137% | 2,064 | |
14 | NMSI, INC. | Strong | Acceptable | Exceptional | Exceptional | $2,766 | +0.354% | 383 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $1,718 | +0.028% | 360 | |
16 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $934 | +0.101% | 278 | |
17 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $1,536 | +0.131% | 226 | |
18 | General Mortgage Capital Corporation | Strong | Sound | Strong | Strong | $1,551 | +0.100% | 83 | |
19 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,964 | +0.017% | 81 | |
20 | BAY EQUITY LLC | Strong | Sound | Strong | Strong | $1,935 | +0.143% | 79 | |
21 | Zions Bancorporation, N.A. | Strong | Strong | Sound | Sound | $742 | -0.299% | 47 | |
22 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $1,802 | +0.308% | 208 | |
23 | BMO Bank National Association | Strong | Sound | Sound | Strong | $301 | -0.005% | 190 | |
24 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $1,849 | +0.119% | 152 | |
25 | City National Bank | Strong | Sound | Sound | Strong | $2,507 | +0.149% | 93 | |
26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $3,931 | +0.299% | 86 | |
27 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $4,107 | -0.151% | 78 | |
28 | FRANKLIN LOAN CORPORATION | Strong | Acceptable | Exceptional | Strong | $2,742 | +0.579% | 70 | |
29 | NexBank | Strong | Sound | Strong | Sound | -$466 | +0.450% | 54 | |
30 | NuVision Federal Credit Union | Strong | Sound | Sound | Strong | $1,842 | +0.152% | 50 | |
31 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,197 | +0.380% | 353 | |
32 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $1,803 | +0.317% | 234 | |
33 | OCMBC, INC. | Strong | Acceptable | Strong | Strong | $3,484 | +0.537% | 230 | |
34 | Flagstar Bank, N.A. | Strong | Acceptable | Strong | Strong | $2,803 | +0.196% | 167 | |
35 | BAY-VALLEY MORTGAGE GROUP | Strong | Acceptable | Strong | Strong | $2,803 | +0.160% | 122 | |
36 | KIND LENDING, LLC | Strong | Acceptable | Strong | Strong | $2,136 | +0.256% | 110 | |
37 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Strong | Strong | $2,708 | +0.201% | 103 | |
38 | AAA CAPITAL INVESTMENT, INC. | Strong | Acceptable | Strong | Strong | $1,240 | +0.164% | 102 | |
39 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $2,814 | +0.530% | 97 | |
40 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | $2,432 | +0.238% | 82 | |
41 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Strong | Strong | $2,482 | +0.021% | 79 | |
42 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,092 | +0.084% | 77 | |
43 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Strong | Strong | $930 | +0.477% | 75 | |
44 | Charles Schwab Bank, SSB | Strong | Acceptable | Strong | Strong | $558 | -0.346% | 69 | |
45 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Sound | $4,550 | +0.225% | 65 | |
46 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $2,990 | +0.291% | 55 | |
47 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $2,438 | +0.304% | 178 | |
48 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,204 | +0.349% | 123 | |
49 | JMJ FINANCIAL GROUP | Sound | Acceptable | Sound | Strong | $3,388 | +0.333% | 95 | |
50 | Hometown Equity Mortgage, LLC | Sound | Acceptable | Sound | Strong | $3,351 | +0.753% | 59 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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