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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Deltona
Updated February 5, 2026
Market Overview
40
Total Lenders
10,970
Total Loans
0.30%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FBC MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $3,108 | +0.216% | 222 | |
2 | JET HOMELOANS, LP | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $1,841 | -0.511% | 68 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,206 | +0.248% | 1,475 | |
4 | VELOCIO MORTGAGE L.L.C. | Exceptional | Exceptional | Exceptional | Exceptional | Sound | $1,265 | -0.638% | 34 | |
5 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,628 | +0.197% | 183 | |
6 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,567 | +0.146% | 145 | |
7 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $3,413 | +0.407% | 100 | |
8 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,934 | +0.458% | 252 | |
9 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,594 | +0.377% | 65 | |
10 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $3,016 | +0.353% | 41 | |
11 | INSPIRE HOME LOANS INC. | Exceptional | Strong | Exceptional | Strong | Sound | $1,584 | +0.682% | 28 | |
12 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,319 | +0.276% | 973 | |
13 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,369 | -0.149% | 205 | |
14 | RMC HOME MORTGAGE, LLC | Strong | Sound | Strong | Strong | Exceptional | $4,137 | -0.162% | 144 | |
15 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,618 | +0.360% | 134 | |
16 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $4,375 | +0.495% | 65 | |
17 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $3,342 | +0.483% | 45 | |
18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,046 | +0.345% | 151 | |
19 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,193 | -0.175% | 121 | |
20 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,797 | +0.111% | 28 | |
21 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,068 | +0.549% | 251 | |
22 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,093 | +0.603% | 200 | |
23 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,604 | +0.496% | 137 | |
24 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,804 | +0.282% | 78 | |
25 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $3,962 | +0.343% | 60 | |
26 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,572 | +0.391% | 44 | |
27 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Strong | Exceptional | $5,125 | +0.535% | 301 | |
28 | COASTAL LOANS, LLC | Strong | Acceptable | Strong | Strong | Strong | $6,065 | +0.115% | 113 | |
29 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,221 | +0.850% | 65 | |
30 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $5,002 | +0.161% | 56 | |
31 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $2,841 | +0.219% | 31 | |
32 | THE MORTGAGE FIRM, INC. | Strong | Mediocre | Strong | Strong | Exceptional | $3,418 | +0.473% | 180 | |
33 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,475 | +0.919% | 63 | |
34 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,337 | +0.478% | 62 | |
35 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Strong | Strong | Sound | $3,069 | +0.535% | 47 | |
36 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,628 | +0.584% | 98 | |
37 | AFFORDABLE MORTGAGE ADVISORS, LLC. | Sound | Mediocre | Strong | Strong | Strong | $2,736 | +0.592% | 44 | |
38 | NextMortgage, LLC | Sound | Mediocre | Strong | Sound | Strong | $3,744 | +0.741% | 92 | |
39 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $5,904 | +0.832% | 43 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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