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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Deltona
Updated February 5, 2026
Market Overview
50
Total Lenders
9,128
Total Loans
0.35%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | $3,108 | +0.216% | 222 | |
2 | VELOCIO MORTGAGE L.L.C. | Exceptional | Exceptional | Exceptional | Sound | $1,265 | -0.638% | 34 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,206 | +0.248% | 1,475 | |
4 | JET HOMELOANS, LP | Strong | Strong | Strong | Strong | $1,841 | -0.511% | 68 | |
5 | MATTAMY HOME FUNDING, LLC | Strong | Strong | Strong | Sound | $354 | +0.307% | 30 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,319 | +0.276% | 973 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,369 | -0.149% | 205 | |
8 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,628 | +0.197% | 183 | |
9 | THE MORTGAGE FIRM, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,418 | +0.473% | 180 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,567 | +0.146% | 145 | |
11 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $3,413 | +0.407% | 100 | |
12 | First Heritage Mortgage, LLC | Strong | Sound | Exceptional | Sound | $2,536 | -0.566% | 26 | |
13 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,934 | +0.458% | 252 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,046 | +0.345% | 151 | |
15 | RMC HOME MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $4,137 | -0.162% | 144 | |
16 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $3,604 | +0.496% | 137 | |
17 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $3,193 | -0.175% | 121 | |
18 | COASTAL LOANS, LLC | Strong | Acceptable | Exceptional | Strong | $6,065 | +0.115% | 113 | |
19 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $3,594 | +0.377% | 65 | |
20 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $3,962 | +0.343% | 60 | |
21 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Sound | $1,584 | +0.682% | 28 | |
22 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,068 | +0.549% | 251 | |
23 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $2,093 | +0.603% | 200 | |
24 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,804 | +0.282% | 78 | |
25 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $4,375 | +0.495% | 65 | |
26 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $4,221 | +0.850% | 65 | |
27 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $2,958 | +0.345% | 63 | |
28 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | $3,099 | +0.447% | 53 | |
29 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Sound | $3,342 | +0.483% | 45 | |
30 | AFFORDABLE MORTGAGE ADVISORS, LLC. | Strong | Acceptable | Strong | Strong | $2,736 | +0.592% | 44 | |
31 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $2,572 | +0.391% | 44 | |
32 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Sound | $2,841 | +0.219% | 31 | |
33 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $2,797 | +0.111% | 28 | |
34 | Waterstone Mortgage Corporation | Sound | Mediocre | Strong | Exceptional | $5,125 | +0.535% | 301 | |
35 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,618 | +0.360% | 134 | |
36 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,628 | +0.584% | 98 | |
37 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Strong | $3,475 | +0.919% | 63 | |
38 | SUMMIT FUNDING, INC. | Sound | Mediocre | Exceptional | Strong | $4,337 | +0.478% | 62 | |
39 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Strong | $5,002 | +0.161% | 56 | |
40 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Sound | Acceptable | Strong | Sound | $3,069 | +0.535% | 47 | |
41 | PLAZA HOME MORTGAGE, INC. | Sound | Acceptable | Strong | Sound | $2,408 | +0.691% | 47 | |
42 | M/I FINANCIAL, LLC | Sound | Acceptable | Strong | Sound | $4,920 | +0.030% | 42 | |
43 | KIND LENDING, LLC | Sound | Acceptable | Strong | Sound | $3,016 | +0.353% | 41 | |
44 | AMERICAN FINANCIAL NETWORK, INC. | Sound | Acceptable | Strong | Sound | $4,039 | +0.904% | 27 | |
45 | SUN WEST MORTGAGE COMPANY, INC. | Sound | Acceptable | Strong | Sound | $4,115 | +0.073% | 25 | |
46 | CANOPY MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | $4,395 | +0.321% | 24 | |
47 | Mortgage Lenders Investment Trading Corporation | Sound | Mediocre | Strong | Strong | $4,384 | +0.714% | 66 | |
48 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Strong | Sound | $4,185 | +0.613% | 39 | |
49 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Sound | $5,615 | +0.701% | 27 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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