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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Detroit
Updated February 5, 2026
Market Overview
40
Total Lenders
12,440
Total Loans
0.62%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,262 | +0.571% | 3,431 | |
2 | STAUNTON FINANCIAL, INC. | Strong | Sound | Exceptional | Exceptional | $1,819 | +0.367% | 424 | |
3 | MORTGAGE CENTER L.C | Strong | Strong | Strong | Strong | $1,147 | +0.241% | 147 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,694 | +0.466% | 3,175 | |
5 | MORTGAGE 1 INCORPORATED | Strong | Acceptable | Exceptional | Exceptional | $2,849 | +0.634% | 448 | |
6 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $1,974 | +0.249% | 228 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,020 | +0.498% | 99 | |
8 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $1,753 | +0.478% | 99 | |
9 | THE MORTGAGE LINK, INC. | Strong | Acceptable | Strong | Exceptional | $2,451 | +0.692% | 348 | |
10 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $2,842 | +0.738% | 204 | |
11 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $3,909 | +0.641% | 172 | |
12 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,285 | +0.702% | 129 | |
13 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $2,143 | +0.768% | 93 | |
14 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,432 | +0.435% | 70 | |
15 | RUOFF MORTGAGE COMPANY, INC. | Strong | Sound | Strong | Sound | $1,934 | +0.489% | 66 | |
16 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,298 | +0.712% | 380 | |
17 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Strong | Strong | $2,215 | +0.734% | 246 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,296 | +1.086% | 191 | |
19 | ROSS MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | $1,922 | +0.506% | 177 | |
20 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $1,398 | +0.498% | 139 | |
21 | MICHIGAN MUTUAL, INC. | Strong | Acceptable | Strong | Strong | $1,778 | +0.641% | 116 | |
22 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $2,954 | +1.349% | 108 | |
23 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,044 | +0.560% | 99 | |
24 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Strong | Strong | $1,436 | +1.201% | 89 | |
25 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $1,300 | +0.615% | 54 | |
26 | RESICENTRAL, LLC | Strong | Sound | Sound | Sound | $665 | +1.104% | 44 | |
27 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $1,454 | +0.199% | 40 | |
28 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $1,771 | +0.722% | 197 | |
29 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $2,748 | +0.823% | 106 | |
30 | PLAZA HOME MORTGAGE, INC. | Sound | Acceptable | Strong | Sound | $1,674 | +0.700% | 59 | |
31 | UIF CORPORATION | Sound | Acceptable | Sound | Strong | $2,005 | +0.404% | 53 | |
32 | ZILLOW HOME LOANS, LLC | Sound | Acceptable | Strong | Sound | $2,013 | +0.886% | 37 | |
33 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Strong | $3,405 | +0.413% | 165 | |
34 | PRESTON HOME LOANS INC | Sound | Mediocre | Strong | Strong | $2,351 | +0.950% | 49 | |
35 | BLG HOLDINGS, INC. | Sound | Mediocre | Strong | Strong | $3,254 | +0.622% | 48 | |
36 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $2,969 | +0.766% | 42 | |
37 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Sound | $2,969 | +0.193% | 55 | |
38 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Sound | Sound | $3,041 | +0.741% | 59 | |
39 | GUIDANCE RESIDENTIAL, LLC | Sound | Mediocre | Sound | Sound | $1,707 | +0.808% | 39 | |
40 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Sound | $3,825 | +0.972% | 42 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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