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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Detroit
Updated February 5, 2026
Market Overview
39
Total Lenders
16,726
Total Loans
0.47%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | STAUNTON FINANCIAL, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,819 | +0.367% | 424 | |
2 | MORTGAGE CENTER L.C | Exceptional | Strong | Strong | Strong | Strong | $1,147 | +0.241% | 147 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,262 | +0.571% | 3,431 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,694 | +0.466% | 3,175 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,020 | +0.498% | 99 | |
6 | MORTGAGE 1 INCORPORATED | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,849 | +0.634% | 448 | |
7 | RUOFF MORTGAGE COMPANY, INC. | Strong | Sound | Exceptional | Strong | Sound | $1,934 | +0.489% | 66 | |
8 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $1,674 | +0.700% | 59 | |
9 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $1,454 | +0.199% | 40 | |
10 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,298 | +0.712% | 380 | |
11 | THE MORTGAGE LINK, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $2,451 | +0.692% | 348 | |
12 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,215 | +0.734% | 246 | |
13 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,974 | +0.249% | 228 | |
14 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,842 | +0.738% | 204 | |
15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $3,909 | +0.641% | 172 | |
16 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,398 | +0.498% | 139 | |
17 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,285 | +0.702% | 129 | |
18 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,044 | +0.560% | 99 | |
19 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $1,753 | +0.478% | 99 | |
20 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,143 | +0.768% | 93 | |
21 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,436 | +1.201% | 89 | |
22 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $1,432 | +0.435% | 70 | |
23 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $1,771 | +0.722% | 197 | |
24 | MICHIGAN MUTUAL, INC. | Strong | Acceptable | Strong | Strong | Strong | $1,778 | +0.641% | 116 | |
25 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,748 | +0.823% | 106 | |
26 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,300 | +0.615% | 54 | |
27 | BLG HOLDINGS, INC. | Strong | Acceptable | Strong | Strong | Strong | $3,254 | +0.622% | 48 | |
28 | RESICENTRAL, LLC | Strong | Sound | Strong | Sound | Sound | $665 | +1.104% | 44 | |
29 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $1,296 | +1.086% | 191 | |
30 | ROSS MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $1,922 | +0.506% | 177 | |
31 | UIF CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $2,005 | +0.404% | 53 | |
32 | PRESTON HOME LOANS INC | Sound | Mediocre | Strong | Strong | Strong | $2,351 | +0.950% | 49 | |
33 | ZILLOW HOME LOANS, LLC | Sound | Acceptable | Strong | Sound | Sound | $2,013 | +0.886% | 37 | |
34 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Strong | $3,405 | +0.413% | 165 | |
35 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Sound | $2,969 | +0.193% | 55 | |
36 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Sound | $2,969 | +0.766% | 42 | |
37 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Strong | Sound | Sound | $3,041 | +0.741% | 59 | |
38 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $3,825 | +0.972% | 42 | |
39 | GUIDANCE RESIDENTIAL, LLC | Sound | Mediocre | Strong | Acceptable | Sound | $1,707 | +0.808% | 39 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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