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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Detroit
Updated February 5, 2026
Market Overview
37
Total Lenders
16,726
Total Loans
0.47%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,262 | +0.571% | 3,431 | |
2 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,753 | +0.478% | 99 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,694 | +0.466% | 3,175 | |
4 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,398 | +0.498% | 139 | |
5 | MICHIGAN MUTUAL, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,778 | +0.641% | 116 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,020 | +0.498% | 99 | |
7 | PENNYMAC LOAN SERVICES, LLC | Strong | Strong | Exceptional | Sound | Sound | $1,432 | +0.435% | 70 | |
8 | STAUNTON FINANCIAL, INC. | Strong | Acceptable | Strong | Exceptional | Exceptional | $1,819 | +0.367% | 424 | |
9 | THE MORTGAGE LINK, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,451 | +0.692% | 348 | |
10 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,842 | +0.738% | 204 | |
11 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $1,771 | +0.722% | 197 | |
12 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,909 | +0.641% | 172 | |
13 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,215 | +0.734% | 246 | |
14 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,974 | +0.249% | 228 | |
15 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,285 | +0.702% | 129 | |
16 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,954 | +1.349% | 108 | |
17 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,143 | +0.768% | 93 | |
18 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,436 | +1.201% | 89 | |
19 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Sound | $1,300 | +0.615% | 54 | |
20 | MORTGAGE 1 INCORPORATED | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,849 | +0.634% | 448 | |
21 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $1,296 | +1.086% | 191 | |
22 | ROSS MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $1,922 | +0.506% | 177 | |
23 | RUOFF MORTGAGE COMPANY, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,934 | +0.489% | 66 | |
24 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,674 | +0.700% | 59 | |
25 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,013 | +0.886% | 37 | |
26 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,298 | +0.712% | 380 | |
27 | SUCCESS MORTGAGE PARTNERS, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,405 | +0.413% | 165 | |
28 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,044 | +0.560% | 99 | |
29 | PRESTON HOME LOANS INC | Strong | Mediocre | Exceptional | Strong | Strong | $2,351 | +0.950% | 49 | |
30 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,969 | +0.766% | 42 | |
31 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Sound | $3,825 | +0.972% | 42 | |
32 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $1,454 | +0.199% | 40 | |
33 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,748 | +0.823% | 106 | |
34 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Exceptional | Strong | Sound | $3,041 | +0.741% | 59 | |
35 | BLG HOLDINGS, INC. | Sound | Mediocre | Strong | Strong | Strong | $3,254 | +0.622% | 48 | |
36 | MORTGAGE CENTER L.C | Sound | Mediocre | Strong | Sound | Strong | $1,147 | +0.241% | 147 | |
37 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Sound | Sound | $2,969 | +0.193% | 55 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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