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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Company Lenders in Florida
Updated February 6, 2026
Market Overview
43
Total Lenders
290,958
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $3,471 | +0.244% | 2,579 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,415 | +0.281% | 38,081 | |
3 | ROCKET MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $4,427 | +0.268% | 21,334 | |
4 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,895 | +0.181% | 3,538 | |
5 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,407 | +0.378% | 3,386 | |
6 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,473 | +0.263% | 2,971 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Sound | Exceptional | $2,500 | +0.023% | 5,290 | |
8 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Sound | Exceptional | Strong | Strong | $3,285 | +0.349% | 760 | |
9 | SWBC MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | Strong | $2,915 | +0.405% | 742 | |
10 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,161 | +0.526% | 7,983 | |
11 | FBC MORTGAGE, LLC | Strong | Sound | Strong | Sound | Exceptional | $2,642 | +0.055% | 2,836 | |
12 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Sound | Exceptional | Sound | Strong | $3,176 | +0.635% | 1,353 | |
13 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Sound | Strong | Strong | Strong | $3,222 | +0.329% | 1,310 | |
14 | GUARANTEED RATE AFFINITY, LLC | Strong | Sound | Exceptional | Sound | Strong | $3,319 | +0.270% | 1,103 | |
15 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Sound | Exceptional | $3,991 | +0.608% | 3,535 | |
16 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $2,830 | +0.390% | 3,238 | |
17 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $3,914 | +0.548% | 3,144 | |
18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,798 | +0.481% | 2,782 | |
19 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,651 | +0.404% | 1,626 | |
20 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,123 | +0.368% | 1,516 | |
21 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Sound | Strong | Sound | Strong | $3,480 | +0.446% | 982 | |
22 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Sound | Acceptable | Strong | $2,612 | +0.168% | 753 | |
23 | NFM, INC. | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,103 | +0.021% | 2,022 | |
24 | LOWER, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,000 | +0.433% | 1,274 | |
25 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,914 | +0.359% | 1,134 | |
26 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Sound | Exceptional | $3,986 | +0.709% | 2,431 | |
27 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Strong | Sound | Strong | $3,300 | +0.457% | 1,846 | |
28 | A&D Mortgage LLC | Strong | Mediocre | Exceptional | Sound | Exceptional | $4,697 | +0.790% | 1,652 | |
29 | Waterstone Mortgage Corporation | Strong | Acceptable | Strong | Sound | Strong | $4,792 | +0.499% | 1,343 | |
30 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Strong | Sound | Strong | $4,838 | +0.432% | 884 | |
31 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Acceptable | Strong | Sound | Strong | $2,162 | +0.266% | 652 | |
32 | ANGEL OAK MORTGAGE SOLUTIONS LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,958 | +1.157% | 600 | |
33 | THE MORTGAGE FIRM, INC. | Sound | Mediocre | Strong | Sound | Exceptional | $3,492 | +0.491% | 2,773 | |
34 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Sound | Strong | $5,272 | +0.640% | 1,314 | |
35 | OCMBC, INC. | Sound | Mediocre | Exceptional | Sound | Strong | $4,435 | +0.785% | 679 | |
36 | FIRST COMMUNITY MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | Strong | $2,762 | +0.489% | 626 | |
37 | PLAZA HOME MORTGAGE, INC. | Sound | Mediocre | Strong | Sound | Strong | $3,519 | +0.503% | 833 | |
38 | MY MORTGAGE, INC. | Sound | Mediocre | — | Strong | Strong | $4,943 | +0.925% | 690 | |
39 | JMAC LENDING, INC. | Sound | Mediocre | Strong | Sound | Strong | $2,785 | +0.359% | 613 | |
40 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Sound | Strong | $4,806 | +0.630% | 587 | |
41 | VAN DYK MORTGAGE CORPORATION | Sound | Acceptable | Sound | Mediocre | Strong | $3,304 | +0.460% | 618 | |
42 | Click n' Close, Inc. | Sound | Mediocre | Sound | Acceptable | Strong | $7,673 | +1.765% | 749 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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