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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Greensboro
Updated February 5, 2026
Market Overview
43
Total Lenders
5,747
Total Loans
0.38%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | PROVIDENT FUNDING ASSOCIATES, L.P. | Strong | Exceptional | Sound | Sound | $2,003 | -0.002% | 25 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,600 | +0.008% | 260 | |
3 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $3,590 | +0.477% | 71 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,875 | +0.409% | 823 | |
5 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | $3,798 | +0.489% | 516 | |
6 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,124 | +0.334% | 384 | |
7 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,988 | +0.304% | 181 | |
8 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $1,911 | +0.224% | 159 | |
9 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,780 | +0.262% | 129 | |
10 | EQUITY RESOURCES, INC. | Strong | Sound | Strong | Strong | $1,841 | +0.267% | 117 | |
11 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Sound | $3,680 | +0.222% | 34 | |
12 | INTERCOASTAL MORTGAGE, LLC | Strong | Sound | Exceptional | Sound | $1,382 | +0.265% | 22 | |
13 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $2,857 | +0.516% | 217 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $2,911 | +0.567% | 177 | |
15 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,162 | +0.483% | 109 | |
16 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $2,747 | +0.401% | 71 | |
17 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $4,541 | +0.813% | 63 | |
18 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $2,612 | -0.086% | 58 | |
19 | BAY EQUITY LLC | Strong | Sound | Strong | Sound | $3,285 | -0.058% | 20 | |
20 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | -$65 | +0.582% | 156 | |
21 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,246 | +0.533% | 148 | |
22 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Strong | Strong | $2,874 | +0.332% | 135 | |
23 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Acceptable | Strong | Strong | $2,220 | +0.296% | 90 | |
24 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $2,323 | +0.638% | 68 | |
25 | Alcova Mortgage LLC | Strong | Acceptable | Exceptional | Sound | $2,175 | +0.726% | 39 | |
26 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Sound | $1,950 | +0.401% | 28 | |
27 | GoodLeap, LLC | Strong | Sound | Sound | Sound | $2,696 | -0.326% | 24 | |
28 | Atlantic Coast Mortgage, LLC | Strong | Acceptable | Exceptional | Sound | $981 | +0.325% | 22 | |
29 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Sound | $3,186 | +0.542% | 20 | |
30 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Sound | Mediocre | Strong | Exceptional | $3,139 | +0.186% | 238 | |
31 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $2,529 | +0.613% | 64 | |
32 | LOWER, LLC | Sound | Acceptable | Strong | Sound | $2,908 | +0.407% | 49 | |
33 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,502 | +0.531% | 56 | |
34 | ENVOY MORTGAGE, LTD | Sound | Acceptable | Sound | Sound | $4,094 | +0.659% | 27 | |
35 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $4,006 | +0.558% | 25 | |
36 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Sound | $3,677 | +0.603% | 20 | |
37 | Wolfe Financial, Inc | Sound | Mediocre | Sound | Strong | $3,375 | +0.578% | 85 | |
38 | AgFirst Farm Credit Bank | Sound | Mediocre | Sound | Strong | $4,577 | +0.766% | 51 | |
39 | AmRes Corporation | Sound | Mediocre | Sound | Sound | $2,393 | +0.378% | 29 | |
40 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Sound | $2,409 | +1.176% | 33 | |
41 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Sound | $3,204 | +0.856% | 23 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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