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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Greensboro
Updated February 5, 2026
Market Overview
40
Total Lenders
8,303
Total Loans
0.30%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,911 | +0.224% | 159 | |
2 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,874 | +0.332% | 135 | |
3 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Strong | $3,590 | +0.477% | 71 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,600 | +0.008% | 260 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,875 | +0.409% | 823 | |
6 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,798 | +0.489% | 516 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,780 | +0.262% | 129 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Strong | Exceptional | Sound | Sound | $2,612 | -0.086% | 58 | |
9 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Exceptional | Sound | $3,680 | +0.222% | 34 | |
10 | GoodLeap, LLC | Strong | Strong | Exceptional | Sound | Sound | $2,696 | -0.326% | 24 | |
11 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,124 | +0.334% | 384 | |
12 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,857 | +0.516% | 217 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,911 | +0.567% | 177 | |
14 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Strong | Strong | $2,220 | +0.296% | 90 | |
15 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,541 | +0.813% | 63 | |
16 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $3,139 | +0.186% | 238 | |
17 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,988 | +0.304% | 181 | |
18 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,162 | +0.483% | 109 | |
19 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,747 | +0.401% | 71 | |
20 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $2,502 | +0.531% | 56 | |
21 | Alcova Mortgage LLC | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,175 | +0.726% | 39 | |
22 | Atlantic Coast Mortgage, LLC | Strong | Acceptable | Exceptional | Exceptional | Sound | $981 | +0.325% | 22 | |
23 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,186 | +0.542% | 20 | |
24 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Strong | -$65 | +0.582% | 156 | |
25 | EQUITY RESOURCES, INC. | Strong | Acceptable | Strong | Strong | Strong | $1,841 | +0.267% | 117 | |
26 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,908 | +0.407% | 49 | |
27 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $1,950 | +0.401% | 28 | |
28 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,285 | -0.058% | 20 | |
29 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,789 | +0.550% | 19 | |
30 | Integrity Home Mortgage Corporation | Strong | Acceptable | Exceptional | Strong | Sound | $3,093 | +0.662% | 19 | |
31 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,167 | +0.439% | 18 | |
32 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,246 | +0.533% | 148 | |
33 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $2,323 | +0.638% | 68 | |
34 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Sound | $2,409 | +1.176% | 33 | |
35 | ENVOY MORTGAGE, LTD | Strong | Acceptable | Exceptional | Sound | Sound | $4,094 | +0.659% | 27 | |
36 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,006 | +0.558% | 25 | |
37 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Exceptional | Sound | $3,677 | +0.603% | 20 | |
38 | Wolfe Financial, Inc | Sound | Mediocre | Strong | Strong | Strong | $3,375 | +0.578% | 85 | |
39 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,529 | +0.613% | 64 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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