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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Harrisburg
Updated February 5, 2026
Market Overview
41
Total Lenders
5,789
Total Loans
0.32%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Sound | $846 | -0.105% | 23 | |
2 | Mortgage America, Inc. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,844 | +0.114% | 59 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,043 | +0.405% | 549 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,506 | +0.192% | 339 | |
5 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Exceptional | $2,540 | +0.117% | 301 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,668 | +0.435% | 97 | |
7 | AMERICAN FEDERAL MORTGAGE CORPORATION | Strong | Exceptional | Strong | Acceptable | Sound | -$575 | -0.125% | 15 | |
8 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,427 | +0.562% | 229 | |
9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,669 | +0.563% | 225 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,175 | +0.326% | 214 | |
11 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Strong | Strong | $2,891 | +0.262% | 45 | |
12 | Filo Mortgage, L.L.C. | Strong | Strong | Strong | Sound | Sound | $623 | +0.198% | 32 | |
13 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,457 | +0.516% | 20 | |
14 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $2,666 | +0.381% | 223 | |
15 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,561 | +0.076% | 146 | |
16 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,965 | +0.432% | 128 | |
17 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,988 | +0.356% | 74 | |
18 | EMM LOANS LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,038 | +0.393% | 66 | |
19 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $1,940 | +0.978% | 58 | |
20 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,345 | +0.539% | 51 | |
21 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,630 | +0.118% | 47 | |
22 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,815 | +0.458% | 47 | |
23 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,540 | +0.238% | 18 | |
24 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,143 | +0.411% | 106 | |
25 | TIDEWATER MORTGAGE SERVICES, INC. | Strong | Acceptable | Strong | Strong | Strong | $2,095 | +0.298% | 64 | |
26 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,293 | +0.485% | 57 | |
27 | Homesale Mortgage, LLC | Strong | Acceptable | Strong | Strong | Strong | $1,906 | +0.400% | 56 | |
28 | RADIUS FINANCIAL GROUP INC. | Strong | Acceptable | Strong | Strong | Strong | $4,336 | +0.549% | 51 | |
29 | HOMESPIRE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $2,925 | +0.346% | 46 | |
30 | MDE HOME LOANS, LLC | Strong | Sound | Sound | Sound | Strong | $149 | +0.121% | 46 | |
31 | NATIONS DIRECT MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,969 | +0.109% | 41 | |
32 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,780 | +0.505% | 39 | |
33 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,901 | +0.559% | 28 | |
34 | FIRST COLONY MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $1,665 | +0.247% | 27 | |
35 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,638 | +0.101% | 20 | |
36 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $3,881 | +0.076% | 17 | |
37 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $434 | +0.510% | 120 | |
38 | Integrity Home Mortgage Corporation | Strong | Acceptable | Strong | Strong | Sound | $3,449 | +0.640% | 15 | |
39 | KEYSTONE FUNDING, INC. | Strong | Acceptable | Strong | Strong | Sound | $1,754 | +0.241% | 13 | |
40 | FIRST ALLIANCE HOME MORTGAGE, LLC | Sound | Acceptable | Sound | Sound | Strong | $3,452 | +0.524% | 84 | |
41 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Sound | $4,325 | +0.554% | 16 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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