🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Hawaii
Updated February 6, 2026
Market Overview
38
Total Lenders
6,318
Total Loans
0.36%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,005 | -0.084% | 999 | |
2 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Exceptional | $1,702 | -0.261% | 666 | |
3 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Exceptional | $2,513 | +0.135% | 368 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,239 | +0.024% | 680 | |
5 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $2,950 | +0.197% | 390 | |
6 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $4,768 | +0.332% | 295 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,833 | +0.106% | 209 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,201 | -0.078% | 148 | |
9 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,224 | +0.379% | 169 | |
10 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $5,858 | +0.780% | 134 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $5,042 | +0.325% | 120 | |
12 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $2,706 | +0.171% | 233 | |
13 | KIND LENDING, LLC | Strong | Acceptable | Strong | Strong | $3,483 | +0.308% | 111 | |
14 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | $4,160 | +0.273% | 83 | |
15 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,076 | +0.354% | 82 | |
16 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $2,781 | +0.039% | 77 | |
17 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $4,009 | +0.341% | 77 | |
18 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $2,433 | +0.286% | 54 | |
19 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Sound | $5,259 | +0.339% | 37 | |
20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Sound | $5,027 | +0.452% | 29 | |
21 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $1,330 | +0.050% | 179 | |
22 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | $4,617 | +0.282% | 62 | |
23 | PACIFIC HOME LOANS, INC. | Sound | Acceptable | Sound | Strong | $4,044 | +0.316% | 47 | |
24 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $3,352 | +0.265% | 42 | |
25 | AMERICAN FINANCIAL NETWORK, INC. | Sound | Acceptable | Strong | Sound | $950 | +0.145% | 29 | |
26 | SECURITYNATIONAL MORTGAGE COMPANY | Sound | Mediocre | Strong | Strong | $6,986 | +0.448% | 89 | |
27 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | $1,697 | +0.031% | 63 | |
28 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $5,858 | +0.587% | 45 | |
29 | ALAMEDA MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Sound | $5,392 | +0.250% | 32 | |
30 | HOMEBRIDGE FINANCIAL SERVICES, INC. | Sound | Acceptable | Sound | Sound | $3,337 | +0.256% | 24 | |
31 | Citadel Servicing Corporation | Sound | Mediocre | Sound | Strong | $1,370 | +1.376% | 67 | |
32 | NEXERA HOLDING LLC | Sound | Mediocre | Sound | Strong | $5,488 | +1.015% | 47 | |
33 | LAND HOME FINANCIAL SERVICES, INC. | Sound | Mediocre | Sound | Strong | $5,255 | -0.314% | 45 | |
34 | PREMIER MORTGAGE RESOURCES, L.L.C. | Sound | Mediocre | Strong | Sound | $2,976 | +0.558% | 33 | |
35 | HIGHTECHLENDING INC | Sound | Mediocre | Acceptable | Strong | $4,789 | +0.443% | 45 | |
36 | HOMEXPRESS MORTGAGE CORP. | Sound | Mediocre | Sound | Sound | $4,753 | +1.494% | 35 | |
37 | CITY FIRST MORTGAGE SERVICES, L.L.C. | Sound | Mediocre | Sound | Sound | $4,289 | +0.396% | 28 | |
38 | LENDSURE MORTGAGE CORP. | Sound | Mediocre | Sound | Sound | $700 | +1.172% | 25 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Hawaii
No credit impact
3-minute process
100% free