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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Maine
Updated February 6, 2026
Market Overview
39
Total Lenders
14,762
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NORTHEAST HOME LOAN, LLC | Exceptional | Strong | Strong | Exceptional | Sound | $1,683 | +0.856% | 38 | |
2 | MEGASTAR FINANCIAL CORP. | Exceptional | Exceptional | Strong | Sound | Sound | -$7,395 | +0.242% | 37 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,431 | +0.368% | 1,309 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,307 | +0.448% | 1,010 | |
5 | HARBORONE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,279 | +0.264% | 198 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,265 | +0.281% | 157 | |
7 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,309 | +0.415% | 1,169 | |
8 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,750 | +0.370% | 1,122 | |
9 | CUSO MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Exceptional | $1,605 | +0.282% | 255 | |
10 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $1,871 | -0.009% | 57 | |
11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $1,828 | +0.347% | 54 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,945 | +0.212% | 376 | |
13 | NORTHPOINT MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $2,714 | +0.368% | 263 | |
14 | TOTAL MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,621 | +0.580% | 260 | |
15 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,081 | +0.438% | 253 | |
16 | LEADERONE FINANCIAL CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,878 | +0.594% | 197 | |
17 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,391 | +0.459% | 152 | |
18 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,196 | +0.776% | 136 | |
19 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,686 | +0.628% | 135 | |
20 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,882 | +0.296% | 128 | |
21 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,699 | +0.398% | 124 | |
22 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,067 | +0.559% | 122 | |
23 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,184 | +0.156% | 93 | |
24 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $1,616 | -0.090% | 74 | |
25 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,041 | +0.441% | 229 | |
26 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,430 | +0.372% | 178 | |
27 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,060 | +0.293% | 67 | |
28 | EMM LOANS LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,105 | +0.513% | 50 | |
29 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $1,365 | +0.450% | 352 | |
30 | SIS BANCORP, MHC | Strong | Sound | Acceptable | Sound | Strong | $1,306 | +0.289% | 50 | |
31 | NORTHERN MORTGAGE SERVICES, LLC | Strong | Acceptable | Strong | Strong | Sound | $1,446 | +0.723% | 34 | |
32 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,369 | +0.336% | 34 | |
33 | EMBRACE HOME LOANS, INC. | Sound | Acceptable | Strong | Sound | Sound | $2,393 | +0.198% | 62 | |
34 | ENVOY MORTGAGE, LTD | Sound | Acceptable | Strong | Sound | Sound | $4,500 | +0.460% | 35 | |
35 | NORWICH COMMERCIAL GROUP, INC. | Sound | Acceptable | Strong | Sound | Sound | $1,823 | +0.355% | 35 | |
36 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Sound | $5,604 | +0.320% | 34 | |
37 | NextMortgage, LLC | Sound | Mediocre | Sound | Sound | Strong | $2,633 | +0.684% | 45 | |
38 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $3,349 | +0.624% | 53 | |
39 | HOMEBRIDGE FINANCIAL SERVICES, INC. | Sound | Mediocre | Strong | Acceptable | Sound | $2,603 | +0.542% | 40 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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