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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Savannah
Updated February 5, 2026
Market Overview
35
Total Lenders
5,625
Total Loans
0.24%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FIRST CONTINENTAL MORTGAGE, LTD. | Exceptional | Exceptional | Acceptable | Sound | Exceptional | -$52 | -0.563% | 79 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,019 | +0.199% | 591 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,182 | +0.004% | 513 | |
4 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Exceptional | $2,769 | +0.047% | 197 | |
5 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,613 | +0.045% | 91 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $4,607 | +0.094% | 69 | |
7 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,640 | +0.330% | 184 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,094 | +0.338% | 176 | |
9 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $2,585 | +0.235% | 24 | |
10 | BAY EQUITY LLC | Strong | Sound | Exceptional | Strong | Sound | $4,153 | -0.199% | 17 | |
11 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $2,673 | +0.380% | 566 | |
12 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,117 | +0.009% | 86 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,262 | +0.253% | 82 | |
14 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,647 | +0.427% | 46 | |
15 | General Mortgage Capital Corporation | Strong | Sound | Strong | Strong | Sound | $3,332 | -0.064% | 31 | |
16 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Strong | Sound | $2,161 | +0.245% | 15 | |
17 | JET HOMELOANS, LP | Strong | Sound | Strong | Strong | Sound | $2,366 | -0.430% | 15 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $3,535 | +0.626% | 285 | |
19 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,124 | +0.210% | 44 | |
20 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,204 | +0.260% | 34 | |
21 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,523 | +0.430% | 31 | |
22 | EMM LOANS LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,140 | +0.299% | 30 | |
23 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,086 | +0.265% | 30 | |
24 | LOANSTEADY LLC | Strong | Sound | Strong | Sound | Sound | $3,161 | +0.209% | 23 | |
25 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,761 | +0.254% | 19 | |
26 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,845 | +0.372% | 16 | |
27 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $4,924 | +0.517% | 13 | |
28 | BANKSOUTH MORTGAGE COMPANY, LLC | Strong | Mediocre | Strong | Strong | Exceptional | $4,794 | +0.376% | 126 | |
29 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,295 | +0.390% | 37 | |
30 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,022 | +0.498% | 27 | |
31 | INSPIRE HOME LOANS INC. | Strong | Acceptable | Strong | Strong | Sound | $1,782 | +0.481% | 20 | |
32 | NFM, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $4,347 | +0.602% | 37 | |
33 | SUMMIT FUNDING, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $5,353 | +0.744% | 22 | |
34 | AAA CAPITAL INVESTMENT, INC. | Sound | Acceptable | Strong | Sound | Sound | $2,037 | +0.503% | 16 | |
35 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $3,501 | +0.828% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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