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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Tacoma
Updated February 5, 2026
Market Overview
50
Total Lenders
8,634
Total Loans
0.21%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,366 | -0.072% | 865 | |
2 | SAMMAMISH MORTGAGE COMPANY | Strong | Strong | Strong | Strong | $1,761 | -0.034% | 57 | |
3 | PROVIDENT FUNDING ASSOCIATES, L.P. | Strong | Exceptional | Sound | Sound | $2,603 | -0.067% | 40 | |
4 | BAY EQUITY LLC | Strong | Sound | Strong | Exceptional | $4,170 | +0.208% | 282 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $1,169 | -0.256% | 212 | |
6 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Exceptional | $2,656 | -0.067% | 205 | |
7 | MLD MORTGAGE INC. | Strong | Sound | Exceptional | Strong | $4,542 | +0.111% | 47 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,161 | +0.361% | 734 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,479 | +0.123% | 616 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $5,016 | +0.308% | 387 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $4,470 | +0.419% | 365 | |
12 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,750 | +0.193% | 272 | |
13 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $3,257 | +0.071% | 139 | |
14 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $4,207 | +0.296% | 129 | |
15 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Strong | $5,056 | +0.510% | 64 | |
16 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $4,313 | +0.420% | 695 | |
17 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $3,527 | -0.126% | 211 | |
18 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $4,516 | +0.420% | 169 | |
19 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Acceptable | Exceptional | Strong | $6,194 | +0.244% | 114 | |
20 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | $4,117 | +0.361% | 71 | |
21 | NEWREZ LLC | Strong | Acceptable | Sound | Exceptional | $3,171 | +0.178% | 306 | |
22 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | $5,319 | +0.516% | 281 | |
23 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | $5,293 | +0.309% | 178 | |
24 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $5,608 | +0.170% | 131 | |
25 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $4,052 | +0.421% | 94 | |
26 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,230 | +0.032% | 76 | |
27 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $3,182 | +0.228% | 69 | |
28 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $2,924 | +0.020% | 36 | |
29 | SCENIC OAKS FUNDING, LLC | Strong | Acceptable | Strong | Strong | $2,882 | +0.326% | 34 | |
30 | GoodLeap, LLC | Strong | Sound | Sound | Sound | $6,537 | -0.038% | 31 | |
31 | PLANET HOME LENDING, LLC | Strong | Acceptable | Exceptional | Sound | $3,381 | +0.429% | 30 | |
32 | RESICENTRAL, LLC | Strong | Sound | Sound | Sound | $2,068 | +0.135% | 26 | |
33 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Sound | $3,284 | +0.408% | 22 | |
34 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,846 | +0.507% | 169 | |
35 | MASON MCDUFFIE MORTGAGE CORPORATION | Sound | Acceptable | Sound | Strong | $4,324 | +0.408% | 68 | |
36 | OriginPoint, LLC | Sound | Acceptable | Sound | Strong | $4,107 | +0.265% | 48 | |
37 | KIND LENDING, LLC | Sound | Acceptable | Strong | Sound | $2,362 | +0.346% | 34 | |
38 | Synergy One Lending, Inc. | Sound | Acceptable | Strong | Sound | $5,838 | +0.242% | 32 | |
39 | ZILLOW HOME LOANS, LLC | Sound | Acceptable | Strong | Sound | $2,594 | +0.175% | 26 | |
40 | NATIONS DIRECT MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | $2,631 | +0.242% | 25 | |
41 | Prosperity Home Mortgage, LLC | Sound | Acceptable | Strong | Sound | $4,246 | -0.033% | 24 | |
42 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Sound | Acceptable | Strong | Sound | $3,345 | +0.184% | 24 | |
43 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Sound | Acceptable | Strong | Sound | $4,697 | +0.455% | 23 | |
44 | AMERICAN FINANCIAL NETWORK, INC. | Sound | Acceptable | Strong | Sound | $1,201 | +0.294% | 22 | |
45 | PLAZA HOME MORTGAGE, INC. | Sound | Acceptable | Strong | Sound | $3,688 | +0.059% | 22 | |
46 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | $4,634 | +0.401% | 111 | |
47 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $2,141 | -0.042% | 28 | |
48 | ON Q FINANCIAL, LLC | Sound | Acceptable | Sound | Sound | $4,226 | +0.404% | 24 | |
49 | RIGHT START MORTGAGE, INC. | Sound | Mediocre | Exceptional | Sound | $5,639 | +0.761% | 23 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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