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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Tacoma
Updated February 5, 2026
Market Overview
116
Total Lenders
10,319
Total Loans
0.17%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,366 | -0.072% | 865 | |
2 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Strong | $412 | -0.378% | 50 | |
3 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,656 | -0.067% | 205 | |
4 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $754 | -0.532% | 134 | |
5 | CORNERSTONE CAPITAL BANK, SSB | Exceptional | Strong | Exceptional | Exceptional | Strong | $4,355 | +0.339% | 76 | |
6 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $4,161 | +0.361% | 734 | |
7 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,750 | +0.193% | 272 | |
8 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,257 | +0.071% | 139 | |
9 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $4,207 | +0.296% | 129 | |
10 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $249 | +0.022% | 109 | |
11 | INSPIRE HOME LOANS INC. | Exceptional | Strong | Exceptional | Strong | Strong | $5,056 | +0.510% | 64 | |
12 | Global Federal Credit Union | Exceptional | Strong | Strong | Exceptional | Strong | $2,215 | -0.012% | 63 | |
13 | NEWREZ LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,171 | +0.178% | 306 | |
14 | Boeing Employees Credit Union | Exceptional | Strong | Strong | Sound | Exceptional | $1,173 | +0.012% | 246 | |
15 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,169 | -0.256% | 212 | |
16 | OriginPoint, LLC | Exceptional | Strong | Strong | Strong | Strong | $4,107 | +0.265% | 48 | |
17 | MLD MORTGAGE INC. | Exceptional | Strong | Strong | Strong | Strong | $4,542 | +0.111% | 47 | |
18 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $2,126 | -0.235% | 47 | |
19 | AMERICAN FINANCIAL NETWORK, INC. | Exceptional | Strong | Exceptional | Strong | Sound | $1,201 | +0.294% | 22 | |
20 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,479 | +0.123% | 616 | |
21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,470 | +0.419% | 365 | |
22 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $4,052 | +0.421% | 94 | |
23 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,182 | +0.228% | 69 | |
24 | SAMMAMISH MORTGAGE COMPANY | Strong | Strong | Strong | Sound | Strong | $1,761 | -0.034% | 57 | |
25 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,313 | +0.420% | 695 | |
26 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,016 | +0.308% | 387 | |
27 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,170 | +0.208% | 282 | |
28 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,527 | -0.126% | 211 | |
29 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,516 | +0.420% | 169 | |
30 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,117 | +0.361% | 71 | |
31 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,924 | +0.020% | 36 | |
32 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,381 | +0.429% | 30 | |
33 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $5,319 | +0.516% | 281 | |
34 | HomeStreet Bank | Strong | Acceptable | Strong | Strong | Exceptional | $4,272 | +0.226% | 131 | |
35 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,230 | +0.032% | 76 | |
36 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Exceptional | $5,293 | +0.309% | 178 | |
37 | 1st Security Bank of Washington | Strong | Acceptable | Strong | Strong | Strong | $3,990 | +0.164% | 98 | |
38 | Umpqua Bank | Strong | Acceptable | Strong | Strong | Strong | $2,872 | +0.182% | 40 | |
39 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $6,537 | -0.038% | 31 | |
40 | NATIONS DIRECT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,631 | +0.242% | 25 | |
41 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,345 | +0.184% | 24 | |
42 | CANOPY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $5,608 | +0.170% | 131 | |
43 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $6,194 | +0.244% | 114 | |
44 | Sunflower Bank, National Association | Strong | Acceptable | Strong | Strong | Sound | $7,085 | +0.285% | 35 | |
45 | Synergy One Lending, Inc. | Strong | Acceptable | Strong | Strong | Sound | $5,838 | +0.242% | 32 | |
46 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,141 | -0.042% | 28 | |
47 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,846 | +0.507% | 169 | |
48 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | Strong | $4,634 | +0.401% | 111 | |
49 | Cornerstone First Mortgage, Inc | Sound | Mediocre | Strong | Strong | Strong | $4,265 | +0.408% | 71 | |
50 | MASON MCDUFFIE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Strong | $4,324 | +0.408% | 68 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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