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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Wyoming
Updated February 6, 2026
Market Overview
78
Total Lenders
5,839
Total Loans
0.25%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,048 | +0.087% | 489 | |
2 | Jonah Bank of Wyoming | Exceptional | Strong | Strong | Exceptional | Exceptional | $3,553 | -0.139% | 311 | |
3 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,653 | +0.127% | 106 | |
4 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $3,256 | +0.212% | 90 | |
5 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $4,011 | +0.005% | 73 | |
6 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $987 | -0.514% | 39 | |
7 | WESTERN VISTA | Exceptional | Sound | Strong | Exceptional | Exceptional | $3,538 | +0.015% | 118 | |
8 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,955 | +0.396% | 106 | |
9 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $1,543 | -0.244% | 60 | |
10 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $1,487 | -0.179% | 35 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,405 | +0.263% | 691 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,322 | +0.391% | 442 | |
13 | Glacier Bank | Strong | Sound | Strong | Strong | Exceptional | $3,385 | +0.162% | 216 | |
14 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Strong | $3,724 | +0.379% | 72 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,813 | +0.167% | 56 | |
16 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,006 | +0.420% | 403 | |
17 | Wallick & Volk, Inc. | Strong | Acceptable | Strong | Exceptional | Exceptional | $4,144 | +0.438% | 250 | |
18 | Servion, Inc. | Strong | Sound | Strong | Strong | Strong | $3,811 | +0.067% | 81 | |
19 | First Western Trust Bank | Strong | Sound | Strong | Strong | Strong | $2,701 | +0.064% | 64 | |
20 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,643 | +0.259% | 40 | |
21 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Sound | $3,133 | +0.070% | 38 | |
22 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $5,403 | +0.337% | 193 | |
23 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,318 | +0.480% | 177 | |
24 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,996 | +0.228% | 139 | |
25 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,656 | +0.362% | 57 | |
26 | LoanUnited.com, LLC | Strong | Sound | Exceptional | Sound | Sound | $838 | -0.215% | 15 | |
27 | Pinnacle Bank - Wyoming | Strong | Acceptable | Sound | Strong | Exceptional | $2,869 | +0.098% | 164 | |
28 | LAKEVIEW LOAN SERVICING, LLC | Strong | Sound | Strong | Sound | Sound | $1,663 | +0.314% | 18 | |
29 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $5,106 | +0.489% | 100 | |
30 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $5,016 | +0.361% | 60 | |
31 | AXIA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | Strong | $3,892 | +0.284% | 49 | |
32 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $7,183 | +1.183% | 19 | |
33 | The Federal Savings Bank | Sound | Mediocre | Exceptional | Sound | Sound | $4,690 | +0.193% | 15 | |
34 | CENTENNIAL LENDING, LLC | Sound | Acceptable | Acceptable | Acceptable | Strong | $3,904 | -0.021% | 39 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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