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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Wyoming
Updated February 6, 2026
Market Overview
78
Total Lenders
5,839
Total Loans
0.25%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | WEST GATE BANK | Exceptional | Exceptional | Exceptional | Sound | $2,594 | -0.095% | 30 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,048 | +0.087% | 489 | |
3 | WESTERN VISTA | Strong | Sound | Exceptional | Exceptional | $3,538 | +0.015% | 118 | |
4 | U.S. Bank National Association | Strong | Strong | Strong | Strong | $1,653 | +0.127% | 106 | |
5 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $987 | -0.514% | 39 | |
6 | Jonah Bank of Wyoming | Strong | Sound | Strong | Exceptional | $3,553 | -0.139% | 311 | |
7 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $2,419 | +0.179% | 55 | |
8 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,405 | +0.263% | 691 | |
9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $4,322 | +0.391% | 442 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $4,006 | +0.420% | 403 | |
11 | Wallick & Volk, Inc. | Strong | Acceptable | Exceptional | Exceptional | $4,144 | +0.438% | 250 | |
12 | BAY EQUITY LLC | Strong | Sound | Strong | Strong | $3,996 | +0.228% | 139 | |
13 | Servion, Inc. | Strong | Sound | Strong | Strong | $3,811 | +0.067% | 81 | |
14 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $4,011 | +0.005% | 73 | |
15 | First Western Trust Bank | Strong | Sound | Strong | Strong | $2,701 | +0.064% | 64 | |
16 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,813 | +0.167% | 56 | |
17 | Zions Bancorporation, N.A. | Strong | Strong | Sound | Sound | $931 | -0.163% | 25 | |
18 | Pinnacle Bank - Wyoming | Strong | Acceptable | Strong | Exceptional | $2,869 | +0.098% | 164 | |
19 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,955 | +0.396% | 106 | |
20 | USAA Federal Savings Bank | Strong | Sound | Sound | Strong | $1,543 | -0.244% | 60 | |
21 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Sound | $2,354 | +0.148% | 45 | |
22 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Sound | $2,435 | +0.341% | 35 | |
23 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,487 | -0.179% | 35 | |
24 | Blue Federal Credit Union | Strong | Sound | Sound | Strong | $4,069 | -0.601% | 25 | |
25 | NBH Bank | Strong | Sound | Strong | Sound | $1,444 | +0.302% | 23 | |
26 | Glacier Bank | Strong | Acceptable | Sound | Exceptional | $3,385 | +0.162% | 216 | |
27 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $5,403 | +0.337% | 193 | |
28 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $4,318 | +0.480% | 177 | |
29 | KIND LENDING, LLC | Strong | Acceptable | Strong | Strong | $3,256 | +0.212% | 90 | |
30 | Plains Commerce Bank | Strong | Acceptable | Strong | Strong | $3,724 | +0.379% | 72 | |
31 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,656 | +0.362% | 57 | |
32 | ANB Bank | Strong | Sound | Acceptable | Strong | $237 | -0.122% | 45 | |
33 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $2,643 | +0.259% | 40 | |
34 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | $4,073 | +0.185% | 24 | |
35 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Sound | $2,033 | +0.559% | 22 | |
36 | BMO Bank National Association | Strong | Sound | Sound | Sound | $1,009 | +0.495% | 22 | |
37 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | $5,106 | +0.489% | 100 | |
38 | UNIWYO FEDERAL CREDIT UNION | Sound | Acceptable | Acceptable | Exceptional | $3,739 | +0.181% | 82 | |
39 | Flagstar Bank, N.A. | Sound | Acceptable | Strong | Sound | $3,064 | +0.190% | 44 | |
40 | First Interstate Bank | Sound | Sound | Mediocre | Strong | $1,875 | +0.309% | 44 | |
41 | Paramount Residential Mortgage Group, Inc. | Sound | Acceptable | Strong | Sound | $2,859 | +0.290% | 28 | |
42 | PLAZA HOME MORTGAGE, INC. | Sound | Acceptable | Strong | Sound | $4,098 | +0.431% | 25 | |
43 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | $5,016 | +0.361% | 60 | |
44 | AXIA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | $3,892 | +0.284% | 49 | |
45 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $3,133 | +0.070% | 38 | |
46 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Sound | $2,643 | +0.658% | 36 | |
47 | AMERICAN FINANCING CORPORATION | Sound | Acceptable | Sound | Sound | $4,940 | +0.335% | 35 | |
48 | CENTENNIAL LENDING, LLC | Sound | Acceptable | Mediocre | Strong | $3,904 | -0.021% | 39 | |
49 | SECURITYNATIONAL MORTGAGE COMPANY | Sound | Mediocre | Strong | Sound | $3,974 | +0.401% | 24 | |
50 | Farm Credit Mid-America, ACA | Sound | Mediocre | Sound | Sound | $6,121 | +0.515% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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