🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Atlantic City
Updated February 5, 2026
Market Overview
42
Total Lenders
4,367
Total Loans
0.39%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NATION ONE MORTGAGE CORPORATION | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,287 | +0.878% | 139 | |
2 | Advisors Mortgage Group, L.L.C. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,400 | +0.333% | 374 | |
3 | NJ LENDERS CORP. | Exceptional | Strong | Exceptional | Strong | Sound | $1,293 | +0.208% | 13 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,742 | +0.393% | 364 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $4,054 | +0.458% | 57 | |
6 | AMERICAN FEDERAL MORTGAGE CORPORATION | Strong | Exceptional | Strong | Acceptable | Sound | -$379 | -0.074% | 10 | |
7 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,061 | +0.531% | 208 | |
8 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,231 | +0.258% | 116 | |
9 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,554 | +0.350% | 69 | |
10 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $3,593 | +0.616% | 20 | |
11 | GREENTREE MORTGAGE COMPANY, L.P. | Strong | Acceptable | Strong | Strong | Exceptional | $2,350 | +0.511% | 289 | |
12 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,197 | +0.299% | 153 | |
13 | AFFORDABLE MORTGAGE ADVISORS, LLC. | Strong | Acceptable | Strong | Strong | Exceptional | $1,959 | +0.517% | 142 | |
14 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,165 | +0.204% | 118 | |
15 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,899 | +0.578% | 84 | |
16 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,971 | +0.290% | 50 | |
17 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,946 | +0.646% | 50 | |
18 | ALLIED MORTGAGE GROUP, INC. | Strong | Sound | Strong | Sound | Strong | $2,190 | +0.398% | 44 | |
19 | Quaint Oak Mortgage, LLC | Strong | Sound | Strong | Strong | Sound | $3,227 | +0.308% | 18 | |
20 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Acceptable | $4,691 | +0.731% | 10 | |
21 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,269 | +0.414% | 66 | |
22 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,010 | +0.364% | 65 | |
23 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Sound | $4,461 | +0.339% | 42 | |
24 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,570 | +0.563% | 37 | |
25 | 1st Colonial Community Bank | Strong | Sound | Sound | Sound | Strong | $2,172 | +0.302% | 30 | |
26 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,133 | +0.201% | 24 | |
27 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,468 | +0.486% | 22 | |
28 | EMM LOANS LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,880 | +0.680% | 18 | |
29 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $5,146 | +0.588% | 14 | |
30 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,707 | +0.455% | 14 | |
31 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,947 | +0.728% | 13 | |
32 | NFM, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,840 | +0.472% | 67 | |
33 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Exceptional | Strong | Sound | $5,219 | +0.658% | 39 | |
34 | ABSOLUTE HOME MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | Sound | $3,076 | +0.287% | 15 | |
35 | ENVOY MORTGAGE, LTD | Sound | Acceptable | Strong | Sound | Sound | $3,422 | +0.392% | 14 | |
36 | DEVELOPER'S MORTGAGE COMPANY | Sound | Acceptable | Strong | Sound | Sound | $4,819 | +0.302% | 10 | |
37 | FIRST ALLIANCE HOME MORTGAGE, LLC | Sound | Acceptable | Sound | Sound | Sound | $3,633 | +0.617% | 26 | |
38 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Sound | $6,791 | +0.323% | 14 | |
39 | NP, INC. | Sound | Mediocre | Strong | Sound | Sound | $1,500 | +1.358% | 12 | |
40 | Acre Mortgage & Financial, Inc. | Sound | Mediocre | Sound | Sound | Sound | $2,582 | +0.600% | 23 | |
41 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $1,861 | +1.109% | 19 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Atlantic CityConventional
No credit impact
3-minute process
100% free