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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Beaumont
Updated February 5, 2026
Market Overview
50
Total Lenders
2,561
Total Loans
0.45%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | Strong | $280 | -0.295% | 35 | |
2 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $6,082 | +0.600% | 65 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,987 | +0.485% | 319 | |
4 | First Financial Bank, National Association | Exceptional | Strong | Strong | Exceptional | Strong | $1,797 | +0.496% | 78 | |
5 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,495 | +0.408% | 49 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,637 | +0.576% | 184 | |
7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,004 | +0.641% | 109 | |
8 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $2,031 | +0.408% | 85 | |
9 | PENNYMAC LOAN SERVICES, LLC | Strong | Strong | Exceptional | Sound | Sound | $2,081 | +0.268% | 14 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,860 | +0.571% | 237 | |
11 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,592 | +0.554% | 106 | |
12 | City Bank | Strong | Sound | Strong | Strong | Strong | $4,152 | +0.500% | 31 | |
13 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $1,545 | +0.638% | 13 | |
14 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Sound | Strong | $2,591 | +0.202% | 43 | |
15 | Gateway First Bank | Strong | Acceptable | Exceptional | Strong | Strong | $4,234 | +0.437% | 40 | |
16 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $1,250 | +0.380% | 18 | |
17 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,199 | +0.840% | 142 | |
18 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,587 | +0.772% | 73 | |
19 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,156 | +0.747% | 44 | |
20 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,970 | +0.446% | 24 | |
21 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,503 | +1.207% | 24 | |
22 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,269 | +0.762% | 20 | |
23 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,001 | +0.248% | 17 | |
24 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,456 | +1.079% | 16 | |
25 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,345 | +0.599% | 12 | |
26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Acceptable | $3,673 | +0.518% | 10 | |
27 | NATIONS RELIABLE LENDING, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,575 | +0.649% | 71 | |
28 | SOUTHWEST FUNDING, LP | Strong | Mediocre | Exceptional | Strong | Strong | $2,756 | +0.850% | 39 | |
29 | Hamilton Mortgage Corporation | Strong | Acceptable | Strong | Strong | Sound | $4,061 | +0.252% | 13 | |
30 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Acceptable | $2,057 | +0.539% | 10 | |
31 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $3,335 | +1.030% | 25 | |
32 | RADIUS FINANCIAL GROUP INC. | Sound | Mediocre | Strong | Strong | Sound | $2,341 | +0.649% | 14 | |
33 | OPEN MORTGAGE, LLC | Sound | Mediocre | Strong | Sound | Sound | $2,620 | +0.559% | 17 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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