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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Greenville
Updated February 5, 2026
Market Overview
145
Total Lenders
12,367
Total Loans
0.26%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FBC MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $1,066 | -0.613% | 134 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,971 | +0.196% | 606 | |
3 | Ameris Bank | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,565 | +0.226% | 139 | |
4 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $1,232 | -0.538% | 122 | |
5 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Strong | Exceptional | Exceptional | Strong | $3,042 | +0.087% | 93 | |
6 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,957 | +0.129% | 653 | |
7 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,940 | +0.363% | 268 | |
8 | SouthState Bank, National Association | Exceptional | Strong | Strong | Strong | Exceptional | $1,577 | +0.219% | 235 | |
9 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,450 | +0.296% | 183 | |
10 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,398 | +0.029% | 94 | |
11 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,967 | +0.260% | 70 | |
12 | Southern First Bank | Exceptional | Strong | Strong | Sound | Exceptional | $1,745 | +0.220% | 395 | |
13 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,685 | -0.360% | 331 | |
14 | First Heritage Mortgage, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,552 | +0.173% | 149 | |
15 | Renasant Bank | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,124 | +0.139% | 109 | |
16 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $1,823 | -0.090% | 57 | |
17 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $3,263 | +0.311% | 40 | |
18 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,144 | +0.318% | 1,063 | |
19 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,092 | +0.403% | 213 | |
20 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $2,052 | +0.268% | 87 | |
21 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,682 | +0.235% | 73 | |
22 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,151 | +0.589% | 251 | |
23 | Countybank | Strong | Sound | Strong | Sound | Exceptional | $2,007 | +0.250% | 234 | |
24 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,793 | +0.500% | 152 | |
25 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,143 | +0.479% | 95 | |
26 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,490 | +0.591% | 211 | |
27 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,242 | +0.288% | 195 | |
28 | ACOPIA, LLC | Strong | Acceptable | Strong | Strong | Exceptional | $3,560 | +0.255% | 149 | |
29 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,430 | +0.534% | 100 | |
30 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,826 | +0.479% | 68 | |
31 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $2,172 | +0.424% | 63 | |
32 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $3,088 | +0.619% | 60 | |
33 | SOUTHPOINT FINANCIAL SERVICES, INC. | Strong | Acceptable | Strong | Strong | Strong | $2,504 | +0.306% | 51 | |
34 | HOMEOWNERS FINANCIAL GROUP USA, LLC | Strong | Acceptable | Strong | Strong | Strong | $4,192 | +0.472% | 47 | |
35 | Luminate Home Loans, Inc. | Strong | Mediocre | Strong | Strong | Exceptional | $4,103 | +0.227% | 200 | |
36 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,969 | +0.674% | 127 | |
37 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $5,450 | +1.115% | 36 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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