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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Greenville
Updated February 5, 2026
Market Overview
145
Total Lenders
12,367
Total Loans
0.26%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | First Reliance Bank | Exceptional | Strong | Strong | Exceptional | $1,714 | +0.114% | 227 | |
2 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | $1,066 | -0.613% | 134 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $1,232 | -0.538% | 122 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,971 | +0.196% | 606 | |
5 | First-Citizens Bank & Trust Company | Strong | Strong | Strong | Strong | $1,454 | -0.069% | 155 | |
6 | Truist Bank | Strong | Strong | Strong | Strong | $1,666 | +0.149% | 152 | |
7 | Fifth Third Bank, National Association | Strong | Strong | Strong | Strong | $252 | -0.072% | 75 | |
8 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,623 | -0.016% | 60 | |
9 | FOUNDERS FEDERAL CREDIT UNION | Strong | Strong | Strong | Strong | -$204 | -0.171% | 59 | |
10 | First Palmetto Bank | Strong | Strong | Strong | Strong | $1,261 | +0.259% | 49 | |
11 | PROVIDENT FUNDING ASSOCIATES, L.P. | Strong | Exceptional | Sound | Sound | $2,278 | -0.100% | 29 | |
12 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $2,685 | -0.360% | 331 | |
13 | SouthState Bank, National Association | Strong | Sound | Strong | Exceptional | $1,577 | +0.219% | 235 | |
14 | Countybank | Strong | Sound | Strong | Exceptional | $2,007 | +0.250% | 234 | |
15 | First Heritage Mortgage, LLC | Strong | Sound | Exceptional | Strong | $2,552 | +0.173% | 149 | |
16 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $2,260 | +0.099% | 142 | |
17 | Ameris Bank | Strong | Sound | Exceptional | Strong | $2,565 | +0.226% | 139 | |
18 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | $3,042 | +0.087% | 93 | |
19 | Truliant Federal Credit Union | Strong | Strong | Sound | Strong | $930 | +0.208% | 65 | |
20 | U.S. Bank National Association | Strong | Strong | Strong | Sound | $247 | +0.099% | 39 | |
21 | CPM Federal Credit Union | Strong | Strong | Sound | Strong | $2,574 | -0.482% | 34 | |
22 | STATE EMPLOYEES' | Strong | Strong | Strong | Sound | $2,383 | -0.584% | 31 | |
23 | Pinnacle Bank | Strong | Strong | Strong | Sound | $2,157 | -0.013% | 30 | |
24 | PNC Bank, National Association | Strong | Strong | Strong | Sound | $923 | +0.244% | 29 | |
25 | CRESCENT MORTGAGE COMPANY | Strong | Strong | Sound | Strong | $1,649 | +0.267% | 28 | |
26 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,144 | +0.318% | 1,063 | |
27 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | $3,957 | +0.129% | 653 | |
28 | Southern First Bank | Strong | Sound | Sound | Exceptional | $1,745 | +0.220% | 395 | |
29 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,940 | +0.363% | 268 | |
30 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | $3,092 | +0.403% | 213 | |
31 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $2,085 | +0.135% | 195 | |
32 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,450 | +0.296% | 183 | |
33 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,398 | +0.029% | 94 | |
34 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $1,967 | +0.260% | 70 | |
35 | First National Bank of Pennsylvania | Strong | Sound | Strong | Strong | $1,136 | +0.021% | 70 | |
36 | First Community Bank | Strong | Sound | Strong | Strong | $2,575 | +0.347% | 65 | |
37 | DELMAR FINANCIAL COMPANY | Strong | Sound | Strong | Strong | $2,975 | +0.336% | 59 | |
38 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Sound | $2,752 | +0.478% | 44 | |
39 | LOWER, LLC | Strong | Acceptable | Strong | Exceptional | $3,151 | +0.589% | 251 | |
40 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,793 | +0.500% | 152 | |
41 | Renasant Bank | Strong | Acceptable | Exceptional | Strong | $2,124 | +0.139% | 109 | |
42 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $2,682 | +0.235% | 73 | |
43 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $2,826 | +0.479% | 68 | |
44 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $2,172 | +0.424% | 63 | |
45 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $3,088 | +0.619% | 60 | |
46 | USAA Federal Savings Bank | Strong | Sound | Sound | Strong | $1,823 | -0.090% | 57 | |
47 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Sound | $2,087 | +0.065% | 38 | |
48 | Regions Bank | Strong | Sound | Strong | Sound | $1,703 | +0.291% | 32 | |
49 | MORTGAGE ASSURANCE, INC. | Strong | Sound | Strong | Sound | $1,977 | +0.317% | 30 | |
50 | RESOURCE FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Sound | $2,742 | +0.266% | 28 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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