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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Gulfport
Updated February 5, 2026
Market Overview
52
Total Lenders
4,540
Total Loans
0.21%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $53 | -0.374% | 263 | |
2 | KEESLER | Exceptional | Exceptional | Strong | Strong | Exceptional | $532 | -0.406% | 251 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Exceptional | $603 | -0.407% | 149 | |
4 | FBC MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Sound | $654 | -1.307% | 28 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,821 | +0.036% | 88 | |
6 | FIRST COLONY MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,845 | +0.273% | 56 | |
7 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,590 | +0.446% | 377 | |
8 | SWBC MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,753 | +0.154% | 231 | |
9 | Trustmark National Bank | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,116 | +0.242% | 227 | |
10 | GMFS LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,894 | +0.440% | 83 | |
11 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,420 | +0.680% | 53 | |
12 | HANCOCK WHITNEY BANK | Exceptional | Strong | Strong | Strong | Strong | $1,783 | +0.210% | 75 | |
13 | TOWNE MORTGAGE COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,788 | +0.302% | 65 | |
14 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,888 | +0.376% | 46 | |
15 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $2,561 | -0.304% | 31 | |
16 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Sound | $1,942 | +0.186% | 14 | |
17 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,833 | +0.408% | 332 | |
18 | Cadence Bank | Strong | Sound | Strong | Strong | Exceptional | $1,472 | +0.358% | 158 | |
19 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,174 | +0.242% | 45 | |
20 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $993 | +0.031% | 37 | |
21 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | -$3,183 | +0.135% | 231 | |
22 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,564 | +0.551% | 166 | |
23 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,166 | +0.539% | 93 | |
24 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Sound | $1,294 | +0.044% | 39 | |
25 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Sound | $2,412 | +0.512% | 27 | |
26 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,102 | +0.063% | 25 | |
27 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,633 | +0.500% | 20 | |
28 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,548 | +0.650% | 106 | |
29 | Magnolia Bank, Incorporated | Strong | Acceptable | Exceptional | Strong | Strong | $3,221 | +0.308% | 105 | |
30 | Regions Bank | Strong | Sound | Strong | Sound | Strong | $2,531 | +0.385% | 101 | |
31 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,476 | -0.062% | 15 | |
32 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,726 | +0.657% | 107 | |
33 | AFFORDABLE MORTGAGE ADVISORS, LLC. | Sound | Mediocre | Strong | Strong | Strong | $2,558 | +0.451% | 36 | |
34 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $3,919 | +1.137% | 30 | |
35 | The Federal Savings Bank | Sound | Mediocre | Exceptional | Sound | Sound | $7,155 | -0.591% | 13 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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