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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best VA Mortgage Lenders in Gulfport

Updated February 5, 2026

Market Overview

52
Total Lenders
4,540
Total Loans
0.21%
Median Rate Spread
RankLenderOverallPricingProductPull ThroughPlaceAvg FeesSpreadVolumeAction
1
DSLD MORTGAGE, LLC
Exceptional
Exceptional
Exceptional
Exceptional
Exceptional
$53-0.374%263
2
KEESLER
Exceptional
Exceptional
Strong
Strong
Exceptional
$532-0.406%251
3
NAVY FEDERAL CREDIT UNION
Exceptional
Exceptional
Exceptional
Sound
Exceptional
$603-0.407%149
4
FBC MORTGAGE, LLC
Exceptional
Exceptional
Exceptional
Exceptional
Sound
$654-1.307%28
5
UNITED WHOLESALE MORTGAGE, LLC
Exceptional
Strong
Exceptional
Exceptional
Strong
$2,821+0.036%88
6
FIRST COLONY MORTGAGE CORPORATION
Exceptional
Strong
Exceptional
Exceptional
Strong
$2,845+0.273%56
7
CMG MORTGAGE, INC.
Exceptional
Sound
Exceptional
Exceptional
Exceptional
$2,590+0.446%377
8
SWBC MORTGAGE CORPORATION
Exceptional
Sound
Exceptional
Exceptional
Exceptional
$2,753+0.154%231
9
Trustmark National Bank
Exceptional
Sound
Exceptional
Exceptional
Exceptional
$2,116+0.242%227
10
GMFS LLC
Exceptional
Strong
Exceptional
Strong
Strong
$1,894+0.440%83
11
FREEDOM MORTGAGE CORPORATION
Exceptional
Strong
Exceptional
Strong
Strong
$1,420+0.680%53
12
HANCOCK WHITNEY BANK
Exceptional
Strong
Strong
Strong
Strong
$1,783+0.210%75
13
TOWNE MORTGAGE COMPANY
Exceptional
Sound
Exceptional
Exceptional
Strong
$3,788+0.302%65
14
PRIMELENDING, A PLAINSCAPITAL COMPANY
Exceptional
Sound
Exceptional
Exceptional
Strong
$2,888+0.376%46
15
PENNYMAC LOAN SERVICES, LLC
Exceptional
Strong
Exceptional
Strong
Sound
$2,561-0.304%31
16
GUARANTEED RATE, INC.
Exceptional
Strong
Exceptional
Strong
Sound
$1,942+0.186%14
17
ROCKET MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$3,833+0.408%332
18
Cadence Bank
Strong
Sound
Strong
Strong
Exceptional
$1,472+0.358%158
19
LOANDEPOT.COM, LLC
Strong
Sound
Exceptional
Strong
Strong
$3,174+0.242%45
20
USAA Federal Savings Bank
Strong
Strong
Exceptional
Sound
Sound
$993+0.031%37
21
Mortgage Research Center, LLC
Strong
Acceptable
Exceptional
Strong
Exceptional
-$3,183+0.135%231
22
CROSSCOUNTRY MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
Exceptional
$3,564+0.551%166
23
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Exceptional
Strong
$3,166+0.539%93
24
Flagstar Bank, N.A.
Strong
Sound
Exceptional
Strong
Sound
$1,294+0.044%39
25
NEWREZ LLC
Strong
Sound
Exceptional
Strong
Sound
$2,412+0.512%27
26
MUTUAL OF OMAHA MORTGAGE, INC.
Strong
Sound
Exceptional
Strong
Sound
$3,102+0.063%25
27
PLANET HOME LENDING, LLC
Strong
Sound
Exceptional
Strong
Sound
$2,633+0.500%20
28
MORTGAGE SOLUTIONS OF COLORADO, LLC
Strong
Acceptable
Exceptional
Strong
Strong
$2,548+0.650%106
29
Magnolia Bank, Incorporated
Strong
Acceptable
Exceptional
Strong
Strong
$3,221+0.308%105
30
Regions Bank
Strong
Sound
Strong
Sound
Strong
$2,531+0.385%101
31
NATIONSTAR MORTGAGE LLC
Strong
Acceptable
Exceptional
Strong
Sound
$2,476-0.062%15
32
NEW AMERICAN FUNDING, LLC
Sound
Mediocre
Exceptional
Sound
Strong
$2,726+0.657%107
33
AFFORDABLE MORTGAGE ADVISORS, LLC.
Sound
Mediocre
Strong
Strong
Strong
$2,558+0.451%36
34
NEW DAY FINANCIAL, LLC
Sound
Mediocre
Exceptional
Sound
Sound
$3,919+1.137%30
35
The Federal Savings Bank
Sound
Mediocre
Exceptional
Sound
Sound
$7,155-0.591%13

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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