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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Huntsville
Updated February 5, 2026
Market Overview
39
Total Lenders
8,999
Total Loans
0.13%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $133 | -0.529% | 180 | |
2 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,179 | -0.291% | 208 | |
3 | GMFS LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,716 | -0.003% | 161 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,703 | -0.033% | 682 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,258 | +0.300% | 585 | |
6 | Heritage Mortgage, LLC | Strong | Sound | Strong | Strong | Exceptional | $2,544 | -0.148% | 304 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $4,097 | +0.245% | 78 | |
8 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,416 | +0.116% | 208 | |
9 | FIRST COLONY MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,642 | +0.031% | 190 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,486 | -0.250% | 88 | |
11 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $2,678 | +0.190% | 21 | |
12 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $5,094 | +0.162% | 272 | |
13 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $3,455 | -0.192% | 212 | |
14 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,596 | +0.175% | 152 | |
15 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,823 | +0.055% | 94 | |
16 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,721 | +0.480% | 80 | |
17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,197 | +0.319% | 69 | |
18 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $4,336 | +0.218% | 66 | |
19 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,446 | +0.216% | 53 | |
20 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,994 | +0.433% | 120 | |
21 | PLANET HOME LENDING, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,678 | +0.192% | 72 | |
22 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Strong | Strong | Strong | $4,091 | +0.269% | 68 | |
23 | VICTORIAN FINANCE, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,620 | +0.582% | 48 | |
24 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,097 | +0.108% | 47 | |
25 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,664 | +0.247% | 41 | |
26 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $3,917 | +0.243% | 36 | |
27 | CONTOUR MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,932 | +0.462% | 29 | |
28 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,012 | +0.410% | 28 | |
29 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $3,804 | -0.094% | 24 | |
30 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,644 | -0.058% | 23 | |
31 | MORTGAGE INVESTORS GROUP, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,855 | +0.121% | 23 | |
32 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $3,226 | +0.266% | 22 | |
33 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,192 | +0.080% | 21 | |
34 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $3,582 | +0.252% | 76 | |
35 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,395 | +0.142% | 38 | |
36 | HOMEOWNERS FINANCIAL GROUP USA, LLC | Strong | Acceptable | Strong | Strong | Sound | $5,077 | +0.156% | 24 | |
37 | INSPIRE HOME LOANS INC. | Strong | Acceptable | Strong | Strong | Sound | $857 | +0.630% | 23 | |
38 | Hamilton Mortgage Corporation | Sound | Acceptable | Sound | Sound | Strong | $2,250 | +0.179% | 62 | |
39 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Sound | $3,355 | +0.220% | 25 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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