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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Huntsville
Updated February 5, 2026
Market Overview
44
Total Lenders
6,239
Total Loans
0.18%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | $133 | -0.529% | 180 | |
2 | Heritage Mortgage, LLC | Exceptional | Strong | Strong | Exceptional | $2,544 | -0.148% | 304 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,703 | -0.033% | 682 | |
4 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Exceptional | $3,179 | -0.291% | 208 | |
5 | FIRST COLONY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Exceptional | $3,642 | +0.031% | 190 | |
6 | FBC MORTGAGE, LLC | Strong | Strong | Exceptional | Sound | $771 | -0.771% | 43 | |
7 | GMFS LLC | Strong | Sound | Exceptional | Strong | $2,716 | -0.003% | 161 | |
8 | LENDLO MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,253 | +0.066% | 48 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,258 | +0.300% | 585 | |
10 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $3,455 | -0.192% | 212 | |
11 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $2,486 | -0.250% | 88 | |
12 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $4,097 | +0.245% | 78 | |
13 | MORTGAGE INVESTORS GROUP, INC. | Strong | Sound | Exceptional | Sound | $2,855 | +0.121% | 23 | |
14 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $5,094 | +0.162% | 272 | |
15 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Strong | Exceptional | $3,416 | +0.116% | 208 | |
16 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $2,596 | +0.175% | 152 | |
17 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,823 | +0.055% | 94 | |
18 | PLANET HOME LENDING, LLC | Strong | Acceptable | Exceptional | Strong | $2,678 | +0.192% | 72 | |
19 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,197 | +0.319% | 69 | |
20 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Exceptional | Strong | $4,091 | +0.269% | 68 | |
21 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $4,336 | +0.218% | 66 | |
22 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Sound | $857 | +0.630% | 23 | |
23 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Sound | $2,644 | -0.058% | 23 | |
24 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $427 | +1.032% | 207 | |
25 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $2,721 | +0.480% | 80 | |
26 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | $3,582 | +0.252% | 76 | |
27 | Hamilton Mortgage Corporation | Strong | Acceptable | Strong | Strong | $2,250 | +0.179% | 62 | |
28 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $3,446 | +0.216% | 53 | |
29 | VICTORIAN FINANCE, LLC | Strong | Acceptable | Strong | Strong | $3,620 | +0.582% | 48 | |
30 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $2,097 | +0.108% | 47 | |
31 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Sound | $2,664 | +0.247% | 41 | |
32 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Sound | $3,917 | +0.243% | 36 | |
33 | GoodLeap, LLC | Strong | Sound | Sound | Sound | $3,804 | -0.094% | 24 | |
34 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $2,678 | +0.190% | 21 | |
35 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,994 | +0.433% | 120 | |
36 | CONTOUR MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | $2,932 | +0.462% | 29 | |
37 | CROSSCOUNTRY MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | $4,012 | +0.410% | 28 | |
38 | Synergy One Lending, Inc. | Sound | Acceptable | Strong | Sound | $3,877 | -0.111% | 25 | |
39 | TOWNE MORTGAGE COMPANY | Sound | Acceptable | Strong | Sound | $3,226 | +0.266% | 22 | |
40 | KIND LENDING, LLC | Sound | Acceptable | Strong | Sound | $3,192 | +0.080% | 21 | |
41 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $3,395 | +0.142% | 38 | |
42 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $3,355 | +0.220% | 25 | |
43 | HOMEOWNERS FINANCIAL GROUP USA, LLC | Sound | Mediocre | Strong | Sound | $5,077 | +0.156% | 24 | |
44 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Sound | $5,346 | +1.336% | 29 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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