🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Kansas
Updated February 6, 2026
Market Overview
45
Total Lenders
29,343
Total Loans
0.35%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,540 | +0.469% | 1,496 | |
2 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Sound | $1,259 | -0.083% | 69 | |
3 | COMMUNITY MORTGAGE, LLC | Exceptional | Strong | Strong | Strong | Strong | $1,120 | +0.077% | 94 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,368 | +0.416% | 2,363 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,343 | +0.235% | 1,051 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,720 | +0.526% | 265 | |
7 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Strong | $1,604 | +0.413% | 232 | |
8 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $1,394 | +0.192% | 125 | |
9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,082 | +0.390% | 1,609 | |
10 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,314 | +0.410% | 464 | |
11 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,267 | +0.520% | 428 | |
12 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,047 | +0.411% | 409 | |
13 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,773 | -0.056% | 319 | |
14 | LEADERONE FINANCIAL CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,188 | +0.562% | 295 | |
15 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,583 | +0.378% | 336 | |
16 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $1,711 | +0.297% | 304 | |
17 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,932 | +0.318% | 282 | |
18 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,307 | +0.514% | 248 | |
19 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,280 | +0.839% | 199 | |
20 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $1,896 | +0.462% | 151 | |
21 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,112 | +0.402% | 123 | |
22 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,904 | +0.661% | 110 | |
23 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,590 | +0.285% | 97 | |
24 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,274 | +0.465% | 90 | |
25 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,099 | +0.451% | 81 | |
26 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $817 | +0.523% | 1,040 | |
27 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,416 | +0.403% | 188 | |
28 | PLANET HOME LENDING, LLC | Strong | Acceptable | Strong | Strong | Strong | $1,926 | +0.482% | 178 | |
29 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,749 | +0.871% | 149 | |
30 | REGENT FINANCIAL GROUP, INC. | Strong | Acceptable | Strong | Strong | Strong | $1,934 | +0.539% | 130 | |
31 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $559 | +0.953% | 71 | |
32 | Midwest Mortgage Associates Corporation | Strong | Sound | Sound | Sound | Strong | $1,671 | +0.296% | 60 | |
33 | MORTGAGE INVESTMENT SERVICES CORPORATION | Strong | Acceptable | Sound | Sound | Exceptional | $1,506 | +0.683% | 201 | |
34 | ENDEAVOR CAPITAL, LLC. | Strong | Acceptable | Strong | Sound | Strong | $1,555 | +0.227% | 148 | |
35 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Sound | Strong | $1,822 | +0.459% | 125 | |
36 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,506 | +0.419% | 111 | |
37 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Strong | Strong | $3,575 | +0.487% | 99 | |
38 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,680 | +0.741% | 75 | |
39 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Strong | $2,437 | +0.892% | 92 | |
40 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Strong | $4,363 | +0.584% | 76 | |
41 | Luminate Home Loans, Inc. | Sound | Mediocre | Exceptional | Strong | Sound | $2,891 | +0.705% | 64 | |
42 | Click n' Close, Inc. | Sound | Mediocre | Strong | Sound | Strong | $5,595 | +1.730% | 165 | |
43 | Farm Credit Mid-America, ACA | Sound | Mediocre | Strong | Sound | Strong | $5,481 | +0.540% | 122 | |
44 | US MORTGAGE CORPORATION | Sound | Mediocre | Strong | Sound | Strong | $3,324 | +0.677% | 76 | |
45 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Strong | $3,944 | +0.912% | 85 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
KansasConventional
No credit impact
3-minute process
100% free