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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Milwaukee
Updated February 5, 2026
Market Overview
129
Total Lenders
16,440
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Johnson Bank | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $379 | +0.119% | 462 | |
2 | Associated Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $425 | -0.055% | 569 | |
3 | Summit Credit Union | Exceptional | Exceptional | Exceptional | Strong | Exceptional | -$30 | -0.075% | 505 | |
4 | EDUCATORS CREDIT UNION | Exceptional | Exceptional | Strong | Strong | Exceptional | $11 | -0.138% | 414 | |
5 | Old National Bank | Exceptional | Exceptional | Exceptional | Strong | Strong | $927 | -0.065% | 96 | |
6 | University of Wisconsin Credit Union | Exceptional | Strong | Exceptional | Strong | Exceptional | $261 | +0.158% | 692 | |
7 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Strong | $927 | +0.102% | 85 | |
8 | Bank First, N.A. | Exceptional | Exceptional | Strong | Exceptional | Sound | $294 | +0.049% | 40 | |
9 | Landmark Credit Union | Exceptional | Strong | Strong | Strong | Exceptional | $555 | +0.043% | 1,064 | |
10 | Bank Five Nine | Exceptional | Strong | Strong | Strong | Exceptional | $919 | +0.210% | 567 | |
11 | A + MORTGAGE SERVICES, INC. | Exceptional | Strong | Strong | Strong | Exceptional | $1,306 | +0.313% | 373 | |
12 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $264 | +0.144% | 230 | |
13 | The Huntington National Bank | Exceptional | Strong | Exceptional | Strong | Strong | $1,105 | +0.335% | 197 | |
14 | The Equitable Bank, S.S.B. | Exceptional | Exceptional | Sound | Sound | Exceptional | $656 | +0.023% | 197 | |
15 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $597 | -0.433% | 58 | |
16 | National Exchange Bank and Trust | Exceptional | Strong | Strong | Exceptional | Strong | $71 | +0.041% | 43 | |
17 | Waukesha State Bank | Exceptional | Strong | Sound | Strong | Exceptional | $337 | +0.149% | 313 | |
18 | FIRST STATE MORTGAGE SERVICES, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $658 | +0.353% | 92 | |
19 | PNC Bank, National Association | Exceptional | Strong | Exceptional | Strong | Sound | -$304 | +0.167% | 56 | |
20 | KOHLER CREDIT UNION | Exceptional | Strong | Strong | Strong | Strong | $819 | -0.106% | 42 | |
21 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,758 | +0.377% | 815 | |
22 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $1,738 | +0.258% | 590 | |
23 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $1,927 | +0.133% | 357 | |
24 | Great Midwest Bank, S.S.B. | Strong | Strong | Sound | Sound | Exceptional | $523 | +0.202% | 277 | |
25 | WISCONSIN MORTGAGE CORPORATION | Strong | Strong | Sound | Sound | Exceptional | $923 | +0.147% | 251 | |
26 | Barrington Bank & Trust Company, National Association | Strong | Sound | Exceptional | Strong | Strong | $1,716 | +0.241% | 220 | |
27 | BMO Bank National Association | Strong | Strong | Strong | Sound | Strong | -$39 | +0.300% | 160 | |
28 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,955 | +0.458% | 126 | |
29 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Strong | $1,334 | +0.367% | 114 | |
30 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $2,133 | +0.067% | 65 | |
31 | TRUSTONE FINANCIAL CREDIT UNION | Strong | Strong | Strong | Sound | Strong | $758 | +0.119% | 54 | |
32 | Citizens Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $318 | +0.031% | 43 | |
33 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,765 | +0.472% | 953 | |
34 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,876 | +0.484% | 110 | |
35 | NexBank | Strong | Sound | Strong | Strong | Strong | $1,781 | +0.414% | 91 | |
36 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Strong | Strong | $1,413 | +0.317% | 80 | |
37 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $758 | +0.080% | 77 | |
38 | CIBM Bank | Strong | Sound | Strong | Strong | Strong | $432 | +0.367% | 65 | |
39 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,497 | +0.357% | 408 | |
40 | FIRST COLONY MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $1,562 | +0.337% | 306 | |
41 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,713 | +0.675% | 248 | |
42 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,432 | +0.142% | 225 | |
43 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,178 | +0.505% | 193 | |
44 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,894 | +0.251% | 172 | |
45 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $1,223 | +0.590% | 159 | |
46 | Bell Bank | Strong | Acceptable | Exceptional | Strong | Strong | $1,949 | +0.452% | 153 | |
47 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $1,559 | +0.389% | 110 | |
48 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $1,357 | +0.485% | 108 | |
49 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $4,604 | +0.492% | 101 | |
50 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,208 | +0.438% | 97 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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