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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Myrtle Beach
Updated February 5, 2026
Market Overview
41
Total Lenders
8,420
Total Loans
0.35%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,336 | -0.118% | 337 | |
2 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,565 | -0.114% | 209 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,182 | +0.305% | 599 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,250 | +0.203% | 326 | |
5 | VELOCIO MORTGAGE L.L.C. | Strong | Strong | Strong | Sound | Strong | $734 | -1.117% | 76 | |
6 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,706 | +0.477% | 267 | |
7 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,161 | +0.726% | 244 | |
8 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,821 | +0.708% | 71 | |
9 | Alcova Mortgage LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,176 | +0.600% | 52 | |
10 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $2,924 | +0.187% | 30 | |
11 | TIDEWATER MORTGAGE SERVICES, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $3,545 | +0.235% | 188 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,834 | +0.614% | 185 | |
13 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,665 | +0.299% | 157 | |
14 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,218 | +0.499% | 137 | |
15 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,972 | +0.374% | 125 | |
16 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,474 | +0.462% | 101 | |
17 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,817 | +0.602% | 99 | |
18 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,603 | +0.418% | 80 | |
19 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,865 | +0.638% | 70 | |
20 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,452 | -0.001% | 58 | |
21 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $2,735 | +0.114% | 46 | |
22 | JET HOMELOANS, LP | Strong | Sound | Strong | Strong | Sound | $2,045 | -0.215% | 33 | |
23 | EQUITY RESOURCES, INC. | Strong | Sound | Strong | Strong | Sound | $1,508 | +0.235% | 26 | |
24 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,188 | +0.541% | 78 | |
25 | SOUTHERN TRUST MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Strong | $4,496 | +0.540% | 52 | |
26 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,709 | +0.418% | 52 | |
27 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,473 | +0.536% | 26 | |
28 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $3,751 | +0.836% | 24 | |
29 | FIRST COLONY MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $1,123 | -0.022% | 24 | |
30 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $3,331 | +0.394% | 20 | |
31 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $3,731 | +0.748% | 125 | |
32 | FBC MORTGAGE, LLC | Strong | Acceptable | Strong | Sound | Strong | $1,852 | -0.577% | 93 | |
33 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,484 | +0.573% | 36 | |
34 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $3,799 | +0.901% | 33 | |
35 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $2,634 | +0.364% | 29 | |
36 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $2,615 | +0.439% | 29 | |
37 | AMERICAN FINANCIAL RESOURCES, INC. | Sound | Acceptable | Strong | Sound | Sound | $2,592 | +0.711% | 19 | |
38 | AMERICAN HERITAGE LENDING, LLC | Sound | Mediocre | Sound | Acceptable | Strong | $5,154 | +1.497% | 38 | |
39 | CITY FIRST MORTGAGE SERVICES, L.L.C. | Sound | Mediocre | Sound | Sound | Sound | $4,139 | +0.829% | 29 | |
40 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $6,013 | +0.751% | 22 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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