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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Myrtle Beach
Updated February 5, 2026
Market Overview
41
Total Lenders
6,604
Total Loans
0.44%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | VELOCIO MORTGAGE L.L.C. | Exceptional | Exceptional | Exceptional | Strong | $734 | -1.117% | 76 | |
2 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | $1,852 | -0.577% | 93 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,250 | +0.203% | 326 | |
4 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Exceptional | $2,565 | -0.114% | 209 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $3,336 | -0.118% | 337 | |
6 | JET HOMELOANS, LP | Strong | Strong | Strong | Sound | $2,045 | -0.215% | 33 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,182 | +0.305% | 599 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,706 | +0.477% | 267 | |
9 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | $4,161 | +0.726% | 244 | |
10 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,665 | +0.299% | 157 | |
11 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,452 | -0.001% | 58 | |
12 | FIRST COLONY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Sound | $1,123 | -0.022% | 24 | |
13 | TIDEWATER MORTGAGE SERVICES, INC. | Strong | Acceptable | Strong | Exceptional | $3,545 | +0.235% | 188 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $2,834 | +0.614% | 185 | |
15 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,972 | +0.374% | 125 | |
16 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $3,474 | +0.462% | 101 | |
17 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Strong | $3,821 | +0.708% | 71 | |
18 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $2,865 | +0.638% | 70 | |
19 | Alcova Mortgage LLC | Strong | Acceptable | Exceptional | Strong | $3,176 | +0.600% | 52 | |
20 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $2,735 | +0.114% | 46 | |
21 | EQUITY RESOURCES, INC. | Strong | Sound | Strong | Sound | $1,508 | +0.235% | 26 | |
22 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $3,218 | +0.499% | 137 | |
23 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $3,731 | +0.748% | 125 | |
24 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Strong | Strong | $3,817 | +0.602% | 99 | |
25 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,603 | +0.418% | 80 | |
26 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $2,924 | +0.187% | 30 | |
27 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Sound | $3,331 | +0.394% | 20 | |
28 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $3,188 | +0.541% | 78 | |
29 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $3,709 | +0.418% | 52 | |
30 | THE LOAN STORE, INC. | Sound | Acceptable | Strong | Sound | $3,473 | +0.536% | 26 | |
31 | Paramount Residential Mortgage Group, Inc. | Sound | Acceptable | Strong | Sound | $3,751 | +0.836% | 24 | |
32 | SOUTHERN TRUST MORTGAGE, LLC | Sound | Mediocre | Strong | Strong | $4,496 | +0.540% | 52 | |
33 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Sound | $3,484 | +0.573% | 36 | |
34 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Sound | $3,799 | +0.901% | 33 | |
35 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Sound | $2,615 | +0.439% | 29 | |
36 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Strong | Sound | $2,634 | +0.364% | 29 | |
37 | AMERICAN HERITAGE LENDING, LLC | Sound | Mediocre | Acceptable | Strong | $5,154 | +1.497% | 38 | |
38 | CITY FIRST MORTGAGE SERVICES, L.L.C. | Sound | Mediocre | Sound | Sound | $4,139 | +0.829% | 29 | |
39 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Sound | $7,088 | +1.208% | 22 | |
40 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Sound | $6,013 | +0.751% | 22 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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