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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Salem
Updated February 5, 2026
Market Overview
43
Total Lenders
3,767
Total Loans
0.24%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Sound | $2,766 | +0.138% | 26 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,745 | +0.159% | 282 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,456 | +0.047% | 262 | |
4 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $5,189 | +0.166% | 69 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,873 | +0.163% | 60 | |
6 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,796 | +0.352% | 389 | |
7 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,553 | +0.183% | 60 | |
8 | BAY EQUITY LLC | Strong | Sound | Exceptional | Strong | Sound | $4,712 | +0.122% | 24 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $2,727 | +0.085% | 13 | |
10 | NATIONS DIRECT MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Exceptional | $3,349 | +0.275% | 162 | |
11 | Synergy One Lending, Inc. | Strong | Acceptable | Strong | Strong | Exceptional | $4,899 | +0.266% | 145 | |
12 | MORTGAGE EXPRESS, LLC | Strong | Acceptable | Strong | Strong | Exceptional | $4,043 | +0.492% | 88 | |
13 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,531 | +0.622% | 78 | |
14 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,691 | +0.088% | 71 | |
15 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,768 | -0.065% | 66 | |
16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $5,027 | +0.484% | 62 | |
17 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $5,383 | +0.414% | 58 | |
18 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $4,425 | +0.069% | 52 | |
19 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $5,109 | +0.481% | 41 | |
20 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,264 | +0.227% | 39 | |
21 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,266 | +0.236% | 102 | |
22 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,552 | +0.213% | 34 | |
23 | RESICENTRAL, LLC | Strong | Sound | Strong | Sound | Sound | $2,591 | +0.082% | 27 | |
24 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,274 | +0.303% | 26 | |
25 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | -$329 | +0.362% | 24 | |
26 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $3,458 | +0.592% | 21 | |
27 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,368 | +0.308% | 20 | |
28 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,612 | +0.270% | 14 | |
29 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $5,821 | -0.527% | 12 | |
30 | CHURCHILL MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $4,848 | +0.494% | 46 | |
31 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Strong | Strong | $4,352 | +0.666% | 44 | |
32 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,856 | +0.753% | 22 | |
33 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $5,499 | +0.457% | 22 | |
34 | MASON MCDUFFIE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Sound | $2,295 | +0.341% | 12 | |
35 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Acceptable | $3,038 | +0.335% | 10 | |
36 | LPMC, LLC | Sound | Mediocre | Sound | Strong | Exceptional | $3,516 | +0.393% | 85 | |
37 | PACIFIC RESIDENTIAL MORTGAGE, LLC | Sound | Mediocre | Strong | Strong | Strong | $5,750 | +0.382% | 34 | |
38 | SUMMIT FUNDING, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $6,886 | +0.820% | 21 | |
39 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $5,958 | +0.515% | 17 | |
40 | ENVOY MORTGAGE, LTD | Sound | Acceptable | Strong | Sound | Sound | $3,343 | +0.457% | 11 | |
41 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Sound | $6,473 | +0.482% | 23 | |
42 | PANORAMA MORTGAGE GROUP, LLC | Sound | Mediocre | Sound | Acceptable | Strong | $6,734 | +0.434% | 47 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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