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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Tacoma
Updated February 5, 2026
Market Overview
50
Total Lenders
10,319
Total Loans
0.17%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Sound | $2,603 | -0.067% | 40 | |
2 | BAY EQUITY LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $4,170 | +0.208% | 282 | |
3 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,169 | -0.256% | 212 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,366 | -0.072% | 865 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,479 | +0.123% | 616 | |
6 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Exceptional | $2,656 | -0.067% | 205 | |
7 | SAMMAMISH MORTGAGE COMPANY | Strong | Strong | Strong | Sound | Strong | $1,761 | -0.034% | 57 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,161 | +0.361% | 734 | |
9 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,313 | +0.420% | 695 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,016 | +0.308% | 387 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,470 | +0.419% | 365 | |
12 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,750 | +0.193% | 272 | |
13 | MLD MORTGAGE INC. | Strong | Sound | Strong | Strong | Strong | $4,542 | +0.111% | 47 | |
14 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $2,924 | +0.020% | 36 | |
15 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,688 | +0.059% | 22 | |
16 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $3,171 | +0.178% | 306 | |
17 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $3,257 | +0.071% | 139 | |
18 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,207 | +0.296% | 129 | |
19 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $6,194 | +0.244% | 114 | |
20 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $4,052 | +0.421% | 94 | |
21 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,230 | +0.032% | 76 | |
22 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,117 | +0.361% | 71 | |
23 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,182 | +0.228% | 69 | |
24 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Strong | Exceptional | $5,319 | +0.516% | 281 | |
25 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $3,527 | -0.126% | 211 | |
26 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Exceptional | $5,293 | +0.309% | 178 | |
27 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,846 | +0.507% | 169 | |
28 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $5,608 | +0.170% | 131 | |
29 | MASON MCDUFFIE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $4,324 | +0.408% | 68 | |
30 | INSPIRE HOME LOANS INC. | Strong | Acceptable | Strong | Strong | Strong | $5,056 | +0.510% | 64 | |
31 | SCENIC OAKS FUNDING, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,882 | +0.326% | 34 | |
32 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,362 | +0.346% | 34 | |
33 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $6,537 | -0.038% | 31 | |
34 | RESICENTRAL, LLC | Strong | Sound | Strong | Sound | Sound | $2,068 | +0.135% | 26 | |
35 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,246 | -0.033% | 24 | |
36 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $4,697 | +0.455% | 23 | |
37 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,201 | +0.294% | 22 | |
38 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $3,284 | +0.408% | 22 | |
39 | NFM, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,516 | +0.420% | 169 | |
40 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $4,634 | +0.401% | 111 | |
41 | OriginPoint, LLC | Strong | Acceptable | Strong | Sound | Strong | $4,107 | +0.265% | 48 | |
42 | Synergy One Lending, Inc. | Strong | Acceptable | Strong | Strong | Sound | $5,838 | +0.242% | 32 | |
43 | PLANET HOME LENDING, LLC | Strong | Acceptable | Strong | Strong | Sound | $3,381 | +0.429% | 30 | |
44 | NATIONS DIRECT MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Sound | $2,631 | +0.242% | 25 | |
45 | PREMIER MORTGAGE RESOURCES, L.L.C. | Sound | Mediocre | Exceptional | Strong | Sound | $6,497 | +0.408% | 34 | |
46 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $4,001 | +0.300% | 31 | |
47 | ZILLOW HOME LOANS, LLC | Sound | Acceptable | Strong | Sound | Sound | $2,594 | +0.175% | 26 | |
48 | ON Q FINANCIAL, LLC | Sound | Acceptable | Strong | Sound | Sound | $4,226 | +0.404% | 24 | |
49 | Cornerstone First Mortgage, Inc | Sound | Mediocre | Strong | Sound | Strong | $4,265 | +0.408% | 71 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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