🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Tacoma
Updated February 5, 2026
Market Overview
48
Total Lenders
10,319
Total Loans
0.17%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,366 | -0.072% | 865 | |
2 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Exceptional | $2,656 | -0.067% | 205 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,257 | +0.071% | 139 | |
4 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,169 | -0.256% | 212 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,479 | +0.123% | 616 | |
6 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,470 | +0.419% | 365 | |
7 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Exceptional | $3,171 | +0.178% | 306 | |
8 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Sound | Exceptional | Strong | Strong | $6,194 | +0.244% | 114 | |
9 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,182 | +0.228% | 69 | |
10 | INSPIRE HOME LOANS INC. | Strong | Sound | Exceptional | Strong | Strong | $5,056 | +0.510% | 64 | |
11 | MLD MORTGAGE INC. | Strong | Sound | Exceptional | Strong | Strong | $4,542 | +0.111% | 47 | |
12 | GoodLeap, LLC | Strong | Strong | Exceptional | Sound | Sound | $6,537 | -0.038% | 31 | |
13 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,161 | +0.361% | 734 | |
14 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,016 | +0.308% | 387 | |
15 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,170 | +0.208% | 282 | |
16 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,750 | +0.193% | 272 | |
17 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,516 | +0.420% | 169 | |
18 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,117 | +0.361% | 71 | |
19 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,381 | +0.429% | 30 | |
20 | NATIONS DIRECT MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,631 | +0.242% | 25 | |
21 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $5,319 | +0.516% | 281 | |
22 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $5,293 | +0.309% | 178 | |
23 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $5,608 | +0.170% | 131 | |
24 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,207 | +0.296% | 129 | |
25 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $4,052 | +0.421% | 94 | |
26 | OriginPoint, LLC | Strong | Sound | Strong | Sound | Strong | $4,107 | +0.265% | 48 | |
27 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,313 | +0.420% | 695 | |
28 | MASON MCDUFFIE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $4,324 | +0.408% | 68 | |
29 | SCENIC OAKS FUNDING, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,882 | +0.326% | 34 | |
30 | Synergy One Lending, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $5,838 | +0.242% | 32 | |
31 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,345 | +0.184% | 24 | |
32 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $4,697 | +0.455% | 23 | |
33 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,201 | +0.294% | 22 | |
34 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,688 | +0.059% | 22 | |
35 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $3,284 | +0.408% | 22 | |
36 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $4,634 | +0.401% | 111 | |
37 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,230 | +0.032% | 76 | |
38 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $2,924 | +0.020% | 36 | |
39 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,141 | -0.042% | 28 | |
40 | ON Q FINANCIAL, LLC | Strong | Acceptable | Strong | Strong | Sound | $4,226 | +0.404% | 24 | |
41 | RIGHT START MORTGAGE, INC. | Strong | Mediocre | Exceptional | Exceptional | Sound | $5,639 | +0.761% | 23 | |
42 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,846 | +0.507% | 169 | |
43 | Cornerstone First Mortgage, Inc | Sound | Mediocre | Strong | Strong | Strong | $4,265 | +0.408% | 71 | |
44 | PREMIER MORTGAGE RESOURCES, L.L.C. | Sound | Mediocre | Exceptional | Strong | Sound | $6,497 | +0.408% | 34 | |
45 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $4,001 | +0.300% | 31 | |
46 | PRIORITY HOME LENDING, LLC | Sound | Mediocre | Sound | Strong | Strong | $4,295 | +0.640% | 50 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
TacomaFHA
No credit impact
3-minute process
100% free