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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Tyler
Updated February 5, 2026
Market Overview
46
Total Lenders
1,938
Total Loans
0.36%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ALTRA Federal Credit Union | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,263 | +0.554% | 97 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $402 | -0.639% | 23 | |
3 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Sound | $846 | -0.186% | 12 | |
4 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Sound | $666 | +0.016% | 17 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,307 | +0.341% | 260 | |
6 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,201 | +0.261% | 248 | |
7 | Cadence Bank | Strong | Sound | Exceptional | Strong | Strong | $1,655 | +0.385% | 49 | |
8 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $2,508 | +0.204% | 41 | |
9 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,800 | +0.536% | 165 | |
10 | VeraBank, National Association | Strong | Sound | Strong | Strong | Strong | $662 | +0.428% | 42 | |
11 | EASTMAN CREDIT UNION | Strong | Sound | Exceptional | Strong | Sound | $807 | +0.354% | 18 | |
12 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,025 | +0.484% | 14 | |
13 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Acceptable | $3,796 | +0.188% | 10 | |
14 | MORTGAGE FINANCIAL SERVICES, LLC | Strong | Acceptable | Strong | Strong | Exceptional | $1,917 | +0.441% | 91 | |
15 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,884 | +0.405% | 61 | |
16 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Acceptable | Exceptional | Strong | Strong | $4,673 | +0.803% | 39 | |
17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,773 | +0.599% | 38 | |
18 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,399 | +0.634% | 37 | |
19 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $3,623 | +0.442% | 37 | |
20 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $1,331 | +0.141% | 30 | |
21 | Origin Bank | Strong | Sound | Strong | Strong | Sound | $1,780 | +0.477% | 12 | |
22 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,190 | +0.376% | 30 | |
23 | Regions Bank | Strong | Acceptable | Exceptional | Strong | Sound | $717 | +0.752% | 22 | |
24 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $1,198 | +0.253% | 16 | |
25 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,919 | +0.290% | 16 | |
26 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $5,782 | +0.057% | 15 | |
27 | Prosperity Bank | Strong | Sound | Strong | Sound | Sound | $1,293 | -0.028% | 14 | |
28 | Plains Commerce Bank | Strong | Acceptable | Exceptional | Strong | Sound | $1,755 | +0.746% | 11 | |
29 | HALLMARK HOME MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,274 | +0.821% | 66 | |
30 | Southside Bank | Strong | Sound | Sound | Acceptable | Strong | $670 | +0.607% | 35 | |
31 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $1,993 | +0.408% | 30 | |
32 | USAA Federal Savings Bank | Strong | Sound | Strong | Acceptable | Sound | $1,318 | -0.142% | 18 | |
33 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,960 | +0.578% | 15 | |
34 | Austin Bank, Texas National Association | Sound | Mediocre | Strong | Sound | Exceptional | $1,342 | +0.801% | 70 | |
35 | Ixonia Bank | Sound | Mediocre | Exceptional | Strong | Sound | $3,217 | +0.262% | 15 | |
36 | TEXAS MORTGAGE LENDING, LLC | Sound | Sound | Sound | Acceptable | Sound | $1,483 | +0.192% | 10 | |
37 | PLATINUM EAGLE MORTGAGE LLC | Sound | Mediocre | Sound | Sound | Exceptional | $5,289 | +0.311% | 60 | |
38 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Strong | Acceptable | $4,710 | +0.826% | 10 | |
39 | INTEGRITY MORTGAGE CORPORATION OF TEXAS | Sound | Mediocre | Sound | Sound | Sound | $4,040 | +0.236% | 10 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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