🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Wichita
Updated February 5, 2026
Market Overview
84
Total Lenders
7,011
Total Loans
0.32%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,039 | +0.386% | 425 | |
2 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,706 | +0.279% | 84 | |
3 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,593 | +0.672% | 72 | |
4 | Fidelity Bank, National Association | Exceptional | Strong | Strong | Sound | Exceptional | $1,201 | +0.280% | 441 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,811 | +0.136% | 169 | |
6 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,717 | -0.076% | 144 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,576 | +0.400% | 520 | |
8 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,029 | +0.513% | 130 | |
9 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,204 | +0.675% | 115 | |
10 | PENTAGON FEDERAL CREDIT UNION | Strong | Strong | Strong | Sound | Strong | $2,499 | -0.025% | 114 | |
11 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $1,651 | +0.317% | 82 | |
12 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,372 | +0.398% | 386 | |
13 | Gateway First Bank | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,663 | +0.382% | 245 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,156 | +0.430% | 157 | |
15 | Members Mortgage Services, L.L.C. | Strong | Sound | Strong | Strong | Strong | $1,794 | +0.231% | 88 | |
16 | Equity Bank | Strong | Exceptional | Acceptable | Acceptable | Strong | $1,080 | +0.025% | 48 | |
17 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Sound | $1,918 | +0.473% | 35 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $438 | +0.590% | 257 | |
19 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,722 | +0.552% | 202 | |
20 | REGENT FINANCIAL GROUP, INC. | Strong | Acceptable | Strong | Exceptional | Strong | $1,961 | +0.528% | 116 | |
21 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $2,119 | +0.336% | 51 | |
22 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Sound | $1,994 | +0.423% | 36 | |
23 | AMERICAN FINANCING CORPORATION | Strong | Sound | Exceptional | Sound | Sound | $4,247 | +0.249% | 15 | |
24 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Strong | Strong | $1,368 | +0.437% | 51 | |
25 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,158 | +0.452% | 48 | |
26 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,447 | +0.945% | 45 | |
27 | Sunflower Bank, National Association | Strong | Acceptable | Exceptional | Strong | Sound | $1,847 | +0.095% | 30 | |
28 | VILLAGE CAPITAL & INVESTMENT LLC | Strong | Sound | Strong | Sound | Sound | $2,265 | +0.103% | 25 | |
29 | AMERICAN FINANCIAL RESOURCES, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,774 | +0.994% | 19 | |
30 | SUN WEST MORTGAGE COMPANY, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,561 | +0.553% | 15 | |
31 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $2,728 | +0.383% | 56 | |
32 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,278 | +0.743% | 53 | |
33 | BOKF, National Association | Strong | Acceptable | Strong | Strong | Sound | $1,858 | +0.593% | 31 | |
34 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $662 | +0.263% | 24 | |
35 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Sound | $3,644 | +1.332% | 20 | |
36 | US MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Strong | $3,455 | +0.694% | 68 | |
37 | LEADERONE FINANCIAL CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $3,558 | +0.465% | 42 | |
38 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $2,021 | +0.955% | 28 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Wichita, KSFHA
No credit impact
3-minute process
100% free