🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Wichita
Updated February 5, 2026
Market Overview
84
Total Lenders
7,011
Total Loans
0.32%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,811 | +0.136% | 169 | |
2 | Intrust Bank, National Association | Exceptional | Exceptional | Sound | Strong | Exceptional | $942 | -0.160% | 119 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $597 | -0.501% | 64 | |
4 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Sound | $494 | -0.043% | 45 | |
5 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,717 | -0.076% | 144 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,706 | +0.279% | 84 | |
7 | Gateway First Bank | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,663 | +0.382% | 245 | |
8 | PENTAGON FEDERAL CREDIT UNION | Exceptional | Strong | Exceptional | Sound | Strong | $2,499 | -0.025% | 114 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,593 | +0.672% | 72 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,576 | +0.400% | 520 | |
11 | FLAT BRANCH MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,039 | +0.386% | 425 | |
12 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,029 | +0.513% | 130 | |
13 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,204 | +0.675% | 115 | |
14 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $1,651 | +0.317% | 82 | |
15 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $2,122 | -0.309% | 50 | |
16 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $1,994 | +0.423% | 36 | |
17 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | Sound | $1,129 | +0.024% | 16 | |
18 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,372 | +0.398% | 386 | |
19 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $438 | +0.590% | 257 | |
20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,156 | +0.430% | 157 | |
21 | Members Mortgage Services, L.L.C. | Strong | Sound | Strong | Strong | Strong | $1,794 | +0.231% | 88 | |
22 | American Mortgage Bank, LLC | Strong | Sound | Strong | Strong | Strong | $1,368 | +0.437% | 51 | |
23 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Sound | $2,119 | +0.336% | 51 | |
24 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Sound | $1,918 | +0.473% | 35 | |
25 | Fidelity Bank, National Association | Strong | Acceptable | Strong | Strong | Exceptional | $1,201 | +0.280% | 441 | |
26 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,722 | +0.552% | 202 | |
27 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,728 | +0.383% | 56 | |
28 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,158 | +0.452% | 48 | |
29 | REGENT FINANCIAL GROUP, INC. | Strong | Mediocre | Strong | Exceptional | Strong | $1,961 | +0.528% | 116 | |
30 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,278 | +0.743% | 53 | |
31 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,447 | +0.945% | 45 | |
32 | BOKF, National Association | Strong | Acceptable | Strong | Strong | Sound | $1,858 | +0.593% | 31 | |
33 | US MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Strong | $3,455 | +0.694% | 68 | |
34 | VILLAGE CAPITAL & INVESTMENT LLC | Sound | Acceptable | Strong | Sound | Sound | $2,265 | +0.103% | 25 | |
35 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $3,963 | +1.516% | 19 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Wichita, KSVA
No credit impact
3-minute process
100% free