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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Lenders in Colorado Springs

Updated February 5, 2026

Market Overview

117

Total Lenders

11,446

Total Loans

0.07%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	PRIORITY HOME MORTGAGE, L.P.	Exceptional	Exceptional	Strong	Strong	$1,611	-1.075%	52
2	ENT Credit Union	Exceptional	Strong	Strong	Exceptional	$1,819	-0.231%	928
3	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Sound	Strong	$1,062	-0.626%	171
4	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$2,981	-0.215%	2,239
5	The Huntington National Bank	Strong	Strong	Strong	Strong	$2,011	+0.111%	75
6	PROVIDENT FUNDING ASSOCIATES, L.P.	Strong	Exceptional	Sound	Sound	$2,189	-0.102%	50
7	Air Academy Federal Credit Union	Strong	Exceptional	Acceptable	Strong	$1,556	-0.429%	34
8	NBKC BANK	Strong	Exceptional	Sound	Sound	$943	-0.587%	33
9	FLAT BRANCH MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	$2,106	-0.041%	125
10	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	$3,012	+0.288%	104
11	U.S. Bank National Association	Strong	Strong	Strong	Sound	$1,025	-0.002%	66
12	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$4,247	+0.066%	686
13	GUARANTEED RATE, INC.	Strong	Sound	Strong	Strong	$2,698	-0.217%	302
14	The Central Trust Bank	Strong	Sound	Strong	Strong	$2,188	-0.014%	264
15	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Strong	$2,648	-0.274%	249
16	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Strong	$2,463	-0.370%	191
17	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Strong	$2,654	+0.032%	167
18	NBH Bank	Strong	Sound	Strong	Strong	$2,280	+0.083%	164
19	NEST HOME LENDING, LLC	Strong	Sound	Strong	Strong	$3,981	-0.353%	128
20	BAY EQUITY LLC	Strong	Sound	Strong	Strong	$4,303	+0.127%	111
21	JPMorgan Chase Bank, National Association	Strong	Sound	Strong	Strong	$1,710	+0.084%	94
22	Wells Fargo Bank, National Association	Strong	Strong	Sound	Sound	$2,339	+0.044%	48
23	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	$3,173	+0.073%	302
24	NFM, INC.	Strong	Acceptable	Exceptional	Strong	$3,133	+0.045%	254
25	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$3,392	+0.305%	243
26	V.I.P. MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$3,545	+0.232%	152
27	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	$3,921	+0.068%	132
28	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$1,921	-0.250%	99
29	American Liberty Mortgage, Incorporated	Strong	Sound	Sound	Strong	$4,078	+0.210%	43
30	INSPIRE HOME LOANS INC.	Strong	Sound	Strong	Sound	-$1,535	+0.635%	41
31	Northpointe Bank	Strong	Sound	Strong	Sound	$3,289	+0.155%	41
32	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Strong	$3,175	+0.036%	399
33	MORTGAGE SOLUTIONS OF COLORADO, LLC	Strong	Acceptable	Strong	Strong	$3,094	-0.229%	234
34	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$3,484	+0.337%	164
35	LOWER, LLC	Strong	Acceptable	Strong	Strong	$3,371	+0.063%	135
36	THE LOAN STORE, INC.	Strong	Acceptable	Strong	Strong	$2,004	+0.148%	97
37	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Strong	Strong	$3,091	+0.509%	85
38	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Strong	Strong	$4,672	+0.026%	83
39	Plains Commerce Bank	Strong	Acceptable	Strong	Strong	$3,522	-0.107%	75
40	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Strong	Strong	$2,074	+0.032%	71
41	HUNT MORTGAGE CORPORATION	Strong	Acceptable	Strong	Strong	$3,249	-0.305%	65
42	USAA Federal Savings Bank	Strong	Sound	Sound	Sound	$2,410	-0.268%	65
43	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Sound	$2,176	+0.098%	60
44	GROUP MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$5,978	-0.014%	47
45	FirstBank	Strong	Sound	Sound	Sound	$1,386	-0.303%	44
46	NOVA FINANCIAL & INVESTMENT CORPORATION	Strong	Acceptable	Exceptional	Sound	$2,123	+0.266%	37
47	INTERCAP LENDING INC.	Strong	Acceptable	Exceptional	Sound	$3,059	+0.374%	36
48	PLANET HOME LENDING, LLC	Strong	Acceptable	Exceptional	Sound	$2,233	-0.319%	35
49	SWBC MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Sound	$2,830	+0.109%	31
50	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Sound	$3,641	+0.194%	28

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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