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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Company Lenders in Colorado Springs

Updated February 5, 2026

Market Overview

Total Lenders

11,446

Total Loans

0.07%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	PRIORITY HOME MORTGAGE, L.P.	Exceptional	Exceptional	Strong	Sound	Strong	$1,611	-1.075%	52
2	PROVIDENT FUNDING ASSOCIATES, L.P.	Exceptional	Exceptional	Exceptional	Sound	Sound	$2,189	-0.102%	50
3	FLAT BRANCH MORTGAGE, INC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,106	-0.041%	125
4	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,981	-0.215%	2,239
5	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,247	+0.066%	686
6	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$2,654	+0.032%	167
7	BAY EQUITY LLC	Strong	Sound	Exceptional	Strong	Strong	$4,303	+0.127%	111
8	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	Strong	$3,012	+0.288%	104
9	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Strong	$2,463	-0.370%	191
10	V.I.P. MORTGAGE, INC.	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,545	+0.232%	152
11	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Sound	$1,018	-0.094%	36
12	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,173	+0.073%	302
13	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,698	-0.217%	302
14	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$2,648	-0.274%	249
15	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$3,392	+0.305%	243
16	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,484	+0.337%	164
17	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,371	+0.063%	135
18	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,921	+0.068%	132
19	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$1,921	-0.250%	99
20	THE LOAN STORE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,004	+0.148%	97
21	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Strong	$3,091	+0.509%	85
22	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,672	+0.026%	83
23	PRIMARY RESIDENTIAL MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,923	+0.543%	71
24	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$3,095	+0.139%	173
25	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$3,703	+0.243%	129
26	NEST HOME LENDING, LLC	Strong	Sound	Sound	Sound	Strong	$3,981	-0.353%	128
27	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,074	+0.032%	71
28	HUNT MORTGAGE CORPORATION	Strong	Acceptable	Strong	Strong	Strong	$3,249	-0.305%	65
29	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Sound	$2,176	+0.098%	60
30	GROUP MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	Strong	$5,978	-0.014%	47
31	GoodLeap, LLC	Strong	Sound	Strong	Sound	Sound	$4,573	+0.043%	40
32	NOVA FINANCIAL & INVESTMENT CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$2,123	+0.266%	37
33	LEADERONE FINANCIAL CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$3,977	+0.369%	36
34	INTERCAP LENDING INC.	Strong	Acceptable	Exceptional	Strong	Sound	$3,059	+0.374%	36
35	KIND LENDING, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,282	+0.198%	35
36	TOWNE MORTGAGE COMPANY	Strong	Acceptable	Exceptional	Strong	Sound	$2,769	+0.132%	35
37	SWBC MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$2,830	+0.109%	31
38	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Sound	$3,641	+0.194%	28
39	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Sound	Strong	$3,175	+0.036%	399
40	NFM, INC.	Strong	Mediocre	Exceptional	Strong	Strong	$3,133	+0.045%	254
41	American Liberty Mortgage, Incorporated	Strong	Sound	Sound	Acceptable	Strong	$4,078	+0.210%	43
42	INSPIRE HOME LOANS INC.	Strong	Acceptable	Strong	Strong	Sound	-$1,535	+0.635%	41
43	Summit Mortgage Corporation	Strong	Acceptable	Strong	Strong	Sound	$2,733	-0.016%	40
44	PLANET HOME LENDING, LLC	Strong	Acceptable	Strong	Strong	Sound	$2,233	-0.319%	35
45	MASON MCDUFFIE MORTGAGE CORPORATION	Strong	Acceptable	Strong	Strong	Sound	$4,020	+0.160%	28
46	AMERICAN PACIFIC MORTGAGE CORPORATION	Sound	Mediocre	Exceptional	Strong	Sound	$5,659	+0.360%	39
47	Luminate Home Loans, Inc.	Sound	Mediocre	Exceptional	Strong	Sound	$4,464	+0.704%	28
48	AMERICAN FINANCING CORPORATION	Sound	Acceptable	Strong	Acceptable	Sound	$4,734	-0.003%	37
49	SECURITYNATIONAL MORTGAGE COMPANY	Sound	Mediocre	Strong	Sound	Sound	$5,085	+0.640%	39
50	Cornerstone First Mortgage, Inc	Sound	Mediocre	Strong	Sound	Sound	$5,200	+0.014%	27

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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